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Tesco Bank: Home Insurance reviews

Name: Home Insurance
Rating: 2.77 (113 reviews)

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2.47

Based on 113 reviews, last reviewed 5th Apr 2025

100% decrease in 5 star reviews

in the past 90 days

50% increase in 1 star reviews

in the past 90 days

32%

14%

49%

Latest highest rating:

5

Relief at the excellent service received from Tesco. My hearing is very impaired which causes confusion as I am elderly. However Faz who dealt with me with my next year's insurance was brilliant. He wa... Read more Reviewed on: 19th December 2024

Latest lowest rating:

1

Automatic renewal Rip Off! I have just received my automatic renewal notice from Tesco Insurance (31/03/2025) for the next 12months and they are “demanding” a 48% (!) increase ... Read more Reviewed on: 5th April 2025

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About this product

As a homeowner, your biggest asset is likely to be your home. Therefore, finding a robust home insurance policy is vital and you want to be confident that your provider is reputable. At Smart Money People, we want to make this process easier for you. We collect Tesco Bank home insurance reviews to help you make an informed decision when choosing your next provider.

Tesco Bank offers separate buildings and contents policies or a combination of the two. Choose from a variety of optional extras to add additional security to your policy. Clubcard members can secure a discount on both the policy price and renewal price.

If you’re looking for a new provider, check out our Tesco Bank home insurance reviews. Find out what policyholders have to say about their experience with Tesco Bank. Learn more about the discounts available for Clubcard holders and whether these savings are worthwhile. Our reviews can help you decide if Tesco Bank is the right provider for you.

Have you had a home insurance policy with Tesco Bank? Share your experience with others by leaving a Tesco Bank home insurance review on Smart Money People. Was the sign-up process simple, or did it perhaps take longer than you expected? Remember to include whether you opted for buildings or contents insurance or a combination. Are you a Clubcard member, and if so, were you satisfied with the discount you received? Did you need to make a claim on your policy, and if so, how well was it handled? Would you recommend Tesco Bank to a family member or friend?

Whether good or bad, write a Tesco Bank home insurance review today. Together, we can help people like you make better decisions.

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Tesco Bank Home Insurance reviews (113)

VERy GOOD

I found It very good. that people will find it very good to join. Reviewed on: 30th November 2018

Tesco acts in an immoral way

We have phoned up twice in three years to check if some minor damage was covered by the insurance. The damage was not covered and we never made a claim. Image our surprise when we get a phone call from Tesco's to tell us we are statistically a greater risk and for the 8 months remaining on our policy we have to pay an extra 20%. This means we lost our no claims bonus for enquiring about minor damage. A complete scam. Reviewed on: 23rd November 2018

Good value

Good value and easy to arrange. would recommend Reviewed on: 31st August 2018

Easy and great cover

I liked the wording of there policy as covered all I needed and at a reasonable price. Did not give 5 stars as never received the tesco club card points. Reviewed on: 17th July 2018

13 months and claim still unresolved!

May 2017 and a pipe burst in my mother's home. The damage was extensive. The repairs required were a joinery repair. Some plastering, a redecorate and new carpets. To date the decorating and carpets have still yet to be done! Cunningham Lindsey who act on Tescos behalf have been absolutely dire, ignoring emails. All excess matters were met and settled. A really poor service and set up. We are now going to involve the Financial Ombudsman. Reviewed on: 25th June 2018

Great until you need to make a claim

After paying insurance faithfully each month, I tried to claim for damage due to stormy weather. They dragged things on for months trying to disclaim every point. Even after speaking to my contractor, they twisted his words and are refusing to pay out. Disgusted at the way we were treated and the poor outcome. Reviewed on: 30th May 2018

Obscene price hike.

I have tesco home insurance for years have never claimed and nothing in my home has changed and today 2/5/2018 i was quoted a renewal price if £ 602.00 what was last years price £177.52 the reason they said they no longer have the underwriter who covered my policy I'm appalled at the £423.48 price increase. Reviewed on: 2nd May 2018

Home insurance claim

I had a leak for waste pipe in January. Moved to a hotel in feb for 7 weeks and job still not sorted. Keep getting passed back to loss adjusters to assist and they have also been a nightmare. Moved home last wed as had enough and currently living in a bathroom nightmare with a 15 yr old. No one will help, keep getting passed from pillar to post. Would I use you again? No... I pay you my premiums but yous couldn’t give a toss! My family has been living like pigs! Reviewed on: 3rd April 2018

Tesco Bank

Really happy with Tesco Bank as an insurance provider. Customer service has always been excellent. No issues and very happy. Reviewed on: 1st October 2017

Fuss Free value

I have been taking out Home and contents with Tesco now for a couple of years. I get points rewards, it very good value and a fuss free application that is clear on what and what is not covered Reviewed on: 1st October 2017

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