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Tesco Bank: Home insurance reviews

Name: Home insurance
Rating: 4.10 (131 reviews)

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4.10

Based on 131 reviews, last reviewed 4th Sep 2026

1100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

39%

12%

44%

Latest highest rating:

5

So easy to set up and easy to customise. So easy to set up and easy to customise. Reviewed on: 4th September 2026

Latest lowest rating:

1

Tesco home insurance what a Joke!! Returned home from two week holiday to find water damage in lounge ceiling above window. We contacted Tesco insurance and they asked us how do we thin... Read more Reviewed on: 24th February 2026

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About this product

Tesco Insurance give Clubcard holders a discount on their home insurance policies.

Tesco home insurance provides unlimited building cover as standard and contents cover of up to £100,000. You can manage your Tesco home insurance policy online. All home insurance policies offer optional extras for an additional cost.

Tesco home insurance reviews help you find out what it’s really like to be a customer. If you’ve used Tesco Bank before, you can also leave a review and share your experience.

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Tesco Bank Home insurance reviews (131)

Expensive

Received my renewal which was massive. So I did another comparison with tesco as a new customer. The quote came in £550 cheaper for the exact same cover. So I called them cancelled the existing cover set up a new policy like for like and saved £550. Reviewed on: 16th January 2021

amazing service

We have had Tesco Home Insurance for a couple of years now and this year we took Emergency cover as an extra. So delighted we did. We had a blocked toilet and so rang Home Manager . They took details of our predicament and arranged for an engineer to call. Metro Rod arrived within the hour and provided a wonderful service. Happy knowledgeable guys, very professional and dutifully unblocked our toilet. Thank you very much. Reviewed on: 8th January 2021

DISGUSTING SERVICE

I had Tesco home emergency cover through SCUMBAG AXA INSURANCE I lost all heating and hot water and put an EMERGENCY claim in a plumber came 24hrs later and diagnosed the fan then went another week to only have the boiler condemed ? walking away offering no advice or offer to arrange a quote AXA then REFUSED TO PAY A MEASELY £100 TOWARDS THE £3100 I paid British gas to replace my boiler as they said mine had not been maintained correctly even though they asked for no proof! British gas quoted me on saturday and installed on tuesday and done everything exactly as agreed to a fine art absolutely disgusting service and a disgrace i hope AXA read this and it costs you more than it cost me never was about money it was principle Reviewed on: 13th October 2020

DO NOT GO THERE!!!

One week & 28 calls later i am still waiting for settlement, which was agreed 5 days ago. I have had to await calls from 2 other companies & had endless promises! I was also promised a further call yesterday which i have still not received! I have been told to call another company who are finalising it, but, as i rightly pointed out, my contract is with Tesco so it is not for me to be calling anyone else. Also, i am awaiting a replacement email, as the original one stated my excess at £800, it is actually £50 - apparently it was a typing error on the draft document! Inefficient, confused, uninterested - that is the only way i can describe this poor excuse of an Insurance Company. I think they should stick to being a supermarket - i award them 3 stars for that! Reviewed on: 25th September 2020

company strategy is to mug their customers

be aware of the auto renew that tesco hide in the small print "sold as making life easy for you" in fact the renewal price for me was 75% more expensive that searching again for building and contents insurance a fresh . Customers service is inline with most insurers in that we really really really value your call in real live that means for me an average waiting time of 45 mins on the phone . which may be fine for yourself but not for me . Tesco's policy of trying to obtain your card details for their system is in my view bordering on a scam . the process on having to create an online account to view your building and contents insurance policy documents should not mean having to registry your debt card details !! and lastly and not really relevant here the idea of giving money for a Tesco card to get a discount on their products really . this was tried by companies in the 18-19 century paying workers with tokens to buy from the business . just think a little before jumping in who sets what products to be discounted on and what type of products will be offered premium priced branded goods you would never buy , discount vouchers for your next holiday !!!! Reviewed on: 21st September 2020

Excellent Value Home Insurance

I have had Home Insurance from Tesco for several years and has been very competitive and with reasonable value. Reviewed on: 15th September 2020

Renewal Error

Absolutely awful experience with Tesco. There was a renewal error on my account where the payment wasn't taken on an expired card. The way it was handled was beyond appalling and I will not be going back to them or shopping in their stores ever again. Reviewed on: 10th July 2020

absolutely atrocious.

didnt payout costs what they promised, very slow & bad customer service, rude staff, high premiums Reviewed on: 8th July 2020

Burglary Claim

Absolutely terrible service, bordering on accusing me of insurance fraud. I am covered for £75k contents and they seem unwilling to pay out £10k Reviewed on: 3rd May 2020

tesco insurance!!! you must be joking

Two years ago we had an issue with the boiler and we have made an inquiry and it wasn't worth to claim so we didn't. However, this money-sucking company decided to put up our insurance without telling as a by £14 as they marked as an incident. WTF!!! what a w...kers. I wish I can go Nagen on them. Reviewed on: 10th March 2020

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