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Tesco Bank: Home insurance reviews

Name: Home insurance
Rating: 2.65 (119 reviews)

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2.65

Based on 119 reviews, last reviewed 24th Feb 2026

50% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

34%

13%

48%

Latest highest rating:

5

Extremely straight forward sign up and staff were in... Extremely straight forward sign up and staff were incredible. Reviewed on: 22nd January 2026

Latest lowest rating:

1

Tesco home insurance what a Joke!! Returned home from two week holiday to find water damage in lounge ceiling above window. We contacted Tesco insurance and they asked us how do we thin... Read more Reviewed on: 24th February 2026

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About this product

Tesco Insurance give Clubcard holders a discount on their home insurance policies.

Tesco home insurance provides unlimited building cover as standard and contents cover of up to £100,000. You can manage your Tesco home insurance policy online. All home insurance policies offer optional extras for an additional cost.

Tesco home insurance reviews help you find out what it’s really like to be a customer. If you’ve used Tesco Bank before, you can also leave a review and share your experience.

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Tesco Bank Home insurance reviews (119)

Tesco home insurance renewal Scam

Had Tesco home insurance. Renewal came through by email whilst I was in holiday so didn’t get round to renewing it until the day it expires. Rang up as I hadn’t been able to get onto their website, to be told it had finished at midday that day & I couldn’t renew it. I was told I would have to start again as a new customer. The advisor then gave me a quote that was double the one I had had for the renewal! Wouldn’t budge at all so I went elsewhere for my insurance. Reviewed on: 17th December 2024

insurance rip off !

I call Tesco home insurance to make a claim on my house They sent a surveyor in to inspect the damage and told me the claim will fail . He said Tesco are very strict about claims. So I told him what is the point of me paying them several hundred pounds a year for insurance cover. So what do they cover ?? cover their profits ? for next year renew its best if they pulled up a chair sit and wait for my phone call could be a long wait !!!! In the end i win they will loose . they will loose thousands from my shopping and petrol with them . Also public will see this review will think again about buying insurance with Tesco . 1 bad review will cost you. You not very good at business strategy !!! Reviewed on: 12th October 2024

Home insurance with TESCO Bank

Took out home insurance with TESCO Bank on line and the process was very smooth and easy. The quote given was the cheapest by well know providers and I accepted. Reviewed on: 4th September 2024

They Auto renew at very high increases

They Auto renew at very high increases Reviewed on: 4th September 2024

I got a great price and cover for my home and conten...

I got a great price and cover for my home and contents insurance Reviewed on: 4th September 2024

Tesco have reduced my premiums and upped my cover.

I have been with Tesco home insurance for several years now and they are always cheaper than any of the comparison sites or match the prices but with better cover. This year and last year I increased my covers and the prices actually went down, you cannot get better than that! Reviewed on: 2nd September 2024

Their home and contents cover is comprehensive and c...

Their home and contents cover is comprehensive and can be amended to meet individual needs. Always found them to be professional and helpful on the phone and their prices are competitive and we've paid in our view a good price for what they offer so would say to others, give them a try for a quote, you might be pleasantly surprised ! Reviewed on: 28th August 2024

Convenient because use Tesco Bank for other services...

Convenient because use Tesco Bank for other services, coverage good for the money. Reviewed on: 25th August 2024

Reasonable prices.

The policy was easy to understand and at a reasonable price. As I have not need to contact them since it is harder to evaluate customer service. Reviewed on: 23rd August 2024

One to remember

Still going through the claim, two months later! And still they ask for additional information. Absolutely not the best one to use, I would have expected any claim to have been done by now but Tesco have been shocking. Reviewed on: 30th July 2024

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