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Tesco Bank: Home insurance reviews

2.66
Based on 119 reviews, last reviewed 24th Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
34%
See only 4 star reviews
13%
See only 3 star reviews
3%
See only 2 star reviews
2%
See only 1 star reviews
48%

Latest highest rating:

5

Extremely straight forward sign up and staff were in... Extremely straight forward sign up and staff were incredible. Reviewed on: 22nd January 2026
Ross's avatar
Ross

Latest lowest rating:

1

Tesco home insurance what a Joke!! Returned home from two week holiday to find water damage in lounge ceiling above window. We contacted Tesco insurance and they asked us how do we thin... Read more Reviewed on: 24th February 2026
Dave W's avatar
Dave W

About this product

Tesco Insurance give Clubcard holders a discount on their home insurance policies.

Tesco home insurance provides unlimited building cover as standard and contents cover of up to £100,000. You can manage your Tesco home insurance policy online. All home insurance policies offer optional extras for an additional cost.

Tesco home insurance reviews help you find out what it’s really like to be a customer. If you’ve used Tesco Bank before, you can also leave a review and share your experience.

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Tesco Bank Home insurance reviews (119)

Value for money

5
The right price for the right cover Reviewed on: 12th October 2023

Renewal notification and pricing

1
Zero reminder of impending renewal. Premium had doubled. No explanation. Clearly seeking to exploit laziness or otherwise of customers. I know all insurance firms do this, but the brazen attempt to quietly rip me (and I presume plenty of others) off is enough to warrant this review Reviewed on: 12th October 2023

When you have a claim Tesco pushed the claim to SBS claim management

1
SBS is useless. Know nothing much except talking down on customer. We are Tesco's customer NOT YOUR ENERMY! Reviewed on: 28th September 2023

Read the email. Answer the phone.

2
Still waiting for them to respond to my email which I sent because I couldn't get through on the phone! Reviewed on: 6th September 2023

great provider

5
My home insurence quote came up to £43.74 per year which is a bargain price for £85K cover (75K content & 10K valuables). Application process was simple and straightforward. Took less than 5 minutes to get a quote, complete the application and receive a confirmation. Great experience. Reviewed on: 23rd August 2023

Great Cover, Value & Service

5
Tesco Home insurance is really great. The cover is extensive and is very competitively priced. Their customer service is excellent and the agents very helpful and responsive. Reviewed on: 23rd August 2023

Excellent value

5
Tesco bank seem to offer excellent value on their home Insurnace the process of getting it was really easy as well would highly recommend. Reviewed on: 23rd August 2023

So far, so good. But if I claim????

3
Been reasonable value for house insurance, but you never know how good a company is until you need to claim.... And so far, I haven't. Reviewed on: 23rd August 2023

Good value

5
I’ve been insured with Tesco for home and building cover the renewal price this year was cheaper by over £50 Reviewed on: 22nd August 2023

Simple for me

5
Easy to sign up. Provided the cover I needed. Competitive pricing. Good options for specific cover. Reviewed on: 22nd August 2023

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