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United Trust Bank: Business Accounts reviews

Name: Business Accounts
Rating: 4.92 (329 reviews)

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4.92

Based on 329 reviews, last reviewed 12th Jan 2026

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

3 star

2 star

1 star

Latest highest rating:

5

Experience is excellent due to high level of services Experience is excellent due to high level of services Reviewed on: 12th January 2026

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

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About this product

Are you looking for independent reviews of United Trust Bank Business Accounts? At Smart Money People, we collect reviews from people like you in order to help out others in our community. If you're an existing United Trust Bank customer, please share your own experience!

United Trust Bank Business Accounts reviews (329)

Review of the United Trust Bank, Business Accounts:

That'll do!

was looking for long-term savings accounts for our charity, and UTB had an excellent spread of lengths of terms at good interest rates. We have a 40 day notice, 200 day, and 1, 2 and 3 year bonds to spread out our savings. I found it very easy to transfer funds etc, and that was before the online banking was available. This has also made it easy to track interest amounts received for keeping the accounts up to date. I did struggle to track down what interest had been earned on each account before we went to online, but can now check whenever I need to - just had to for AGM and year end accounts - which was a great help. Reviewed on: 16th April 2025

good rates of interest for low minimum balance

My company has used them to invest spare funds for a number of years now. They pay competitive rates of interest with a low minimum balance. This year I have also invested cash from a charity with them. I am pleased that they now have online access to business and charity accounts. Reviewed on: 16th April 2025

Good products with great service.

Only savings bank to answer my call promptly with a knowledgeable helpful person based at the bank. UTB offered simple savings products at good rates which met our company needs. The great service continued when opening our account. Reviewed on: 16th April 2025

Very responsive and helpful.

Very responsive and helpful. Great savings rates Reviewed on: 16th April 2025

Great staff

I've had great experience with UTB staff. Reviewed on: 16th April 2025

good interest rates, minimal red tape, good communic...

good interest rates, minimal red tape, good communications Reviewed on: 16th April 2025

We've used UTB Bond accounts for a number of years...

We've used UTB Bond accounts for a number of years as the savings arm of our Club charity. Returns have been excellent. Easy to contact and service excellent. Reviewed on: 16th April 2025

Easy to deal with

I have found United Trust Bank easy to deal with throughout the time we've been using them. Their instructions are clear and they do not overburden you with excess information or too many emails that you don't want to receive Reviewed on: 16th April 2025

Very good business savings rates with timely pickup...

Very good business savings rates with timely pickup on support calls. Even better now you have introduced online services for business Reviewed on: 16th April 2025

We get good rates and the account is easy to...

We get good rates and the account is easy to mansge Reviewed on: 16th April 2025

Good all round bank for a small charity to use

Straightforward to set up an account. Efficient and quick. Accessible website. Reviewed on: 16th April 2025

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