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United Trust Bank: Personal Savings reviews

4.90
Based on 1,333 reviews, last reviewed 10th Mar 2026
32100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
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8%
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0%
2 star
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0%
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0%

Latest highest rating:

5

Good rates and comms, easy to navigate website Good rates, easy access, good easy to navigate website, good communications Reviewed on: 10th March 2026
Patrick D's avatar
Patrick D

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026
Lewis Baines's avatar
Lewis Baines

About this product

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United Trust Bank Personal Savings reviews (1333)

Review of the United Trust Bank, Personal Savings:

Easy to open with a quick, hassle-free sign-up process.

5
Easy to open with a quick, hassle-free sign-up process. It offers one of the best interest rates available, making it a solid choice for growing your savings. Unlike some banks, the rates are transparent and competitive, not short introductory offers that drop later. The online platform is user-friendly, allowing instant access to balances, transfers, and savings tools. There are no hidden fees or restrictive conditions. Customer support is generally responsive by email. Overall, this account is a great option for those seeking a high-yield, no-fuss online savings solution. Reviewed on: 25th February 2025

A good constant.

5
Always a calm, sympathetic response to any queeries, plus the addition of constant supply of competitive rates for savers. Reviewed on: 25th February 2025

Great service

5
Easy to set up, no unwanted spam emails, good rate of interest. Reviewed on: 25th February 2025

Consistent good rates of interest, easy to use websi...

5
Consistent good rates of interest, easy to use website, great customer service Reviewed on: 25th February 2025

Hassle free banking.

5
Hassle free banking. Great communication and always kept informed. Reviewed on: 25th February 2025

great website, good clear information, excellent upd...

5
great website, good clear information, excellent updates Reviewed on: 25th February 2025

Highly recommend

5
Good rates, easy to apply, helpful friendly support staff Reviewed on: 25th February 2025

Exactly what I need Good rates and good...

5
Exactly what I need Good rates and good service Reviewed on: 25th February 2025

Easy, accessible and secure saving banking services

5
My wife and I have always found opening and managing online savings with UTB straightforward, easy and secure. On the one occasion I had to contact online customer service, I experienced an easily accessible, supportive, helpful outcome. Reviewed on: 25th February 2025

Excellent Service

5
Every time I had to speak to customer service my experience has been excellent. Reviewed on: 25th February 2025

Simply the best

5
Opened my ISA accounts in 2023 and have always found UTB helpful, informative and only send you emails that are relevant. I will continue to let them look after NY savings knowing my money is in good hands. Reviewed on: 25th February 2025

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