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United Trust Bank: Personal Savings reviews

Name: Personal Savings
Rating: 4.9 (1335 reviews)

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4.90

Based on 1,335 reviews, last reviewed 10th Mar 2026

32300% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

92%

2 star

Latest highest rating:

5

Regularly amongst top rate payers, easy to open acco... Regularly amongst top rate payers, easy to open accounts, easy to contact. Reviewed on: 10th March 2026

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026

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United Trust Bank Personal Savings reviews (1335)

Review of the United Trust Bank, Personal Savings:

Good company

Good company to do business with, good products and excellent interest rates. Reviewed on: 17th April 2025

Great Savings Account

The registration was simple and seamless and the savings rate offered was market leading. Reviewed on: 25th February 2025

Great products.

Great products. Great rates to suit everyone Reviewed on: 25th February 2025

Good rates and great service getting the best out of...

Good rates and great service getting the best out of my savings Reviewed on: 25th February 2025

Excellent bank

I like United Trust Bank and the interest rates are competitive. Reviewed on: 18th February 2025

Excellent rates and also staff are very efficient an...

Excellent rates and also staff are very efficient and are friendly and efficient Reviewed on: 18th February 2025

UT Bank.

Usually they offer better interest rates - easy and helpful staff Reviewed on: 18th February 2025

A good choice.

UTB have a good range of savings products and offer competitive rates. I have always found their customer service to be easily contacted and very helpful. Their recent revamp of their online banking portal is a welcome improvement to my overall customer experience. Reviewed on: 18th February 2025

Transferring an existing ISA to UTB - so easy

I already had a 3-year fixed rate ISA with United Trust Bank and one of my other Fixed Rate ISAs with another provider was maturing. UTB offered a great rate and they made the process of transferring that 'old' ISA to UTB so simple and easy. I would have no doubts in recommending them to other people. Reviewed on: 18th February 2025

Great bank to for Savings accounts with good interes...

Great bank to for Savings accounts with good interest rates Reviewed on: 18th February 2025

I cannot praise them enough.

I cannot praise them enough. I called today in fact to check on the changes to ISA arrangements for the new tax year. Call was answered in less than 30 seconds, I was given immediate, precise and clear guidance on my options for multiple accounts from this April. Staff member friendly, knowledgeable and she was immediately able to help. Calls are always answered from company staff in this country, with no need for being placed on hold. I already have 3 bonds with them at present, it would be difficult to beat them on interest rate. Reviewed on: 19th March 2024

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