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United Trust Bank: Personal Savings reviews

4.90
Based on 1,300 reviews, last reviewed 23rd Feb 2026
29300% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
8%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

First choice for bonds Have chosen utb bonds for a number of years. Good interest rates and excellent service Reviewed on: 23rd February 2026
Ian James 's avatar
Ian James

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026
Lewis Baines's avatar
Lewis Baines

About this product

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United Trust Bank Personal Savings reviews (1300)

Review of the United Trust Bank, Personal Savings:

When looking for a savings provider, competitive int...

5
When looking for a savings provider, competitive interest rates are very important, but equally genuine customer service when needed is critical. I can highly recommend UTB on both counts m, great rates and helpful service when needed. Reviewed on: 25th February 2025

Top Drawer experience

5
Everything was an absolute pleasure. Staff were great, super empathy and rates etc "top notch" Reviewed on: 11th February 2026

Great Saving Rates for Charities.

5
Easy to open a charity account. Good investment rates. Reviewed on: 11th February 2026

Happy longstanding customer

5
We had a longstanding account with UTB, and then with an additional windfall looked at where we should invest it and UTB had the best rates. It was then very easy online to transfer and now manage the extra funds. Reviewed on: 11th February 2026

Great service and a superb customer service

5
Great service and a superb customer service Reviewed on: 11th February 2026

Great website and easy to do transactions

5
Great website and easy to do transactions Reviewed on: 11th February 2026

Good product savings rates and answer phones quickly...

5
Good product savings rates and answer phones quickly to deal with queries Reviewed on: 11th February 2026

Excellent high paying account

5
I needed to find a high paying account for some inherited money. The process here was easy and the rates are very good. Quite easy to see the details online but also a secure check-in\ login process. Reviewed on: 11th February 2026

No issues with anything, would recommend

5
No issues with anything, would recommend Reviewed on: 11th February 2026

Good interest rates, excellent website, reliable com...

5
Good interest rates, excellent website, reliable company Reviewed on: 11th February 2026

Great service

5
Great service when experiencing login issues Reviewed on: 11th February 2026

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