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United Trust Bank: Savings reviews

4.85
Based on 1,587 reviews, last reviewed 21st Apr 2026
33% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Various good investment opportunities over several y... Various good investment opportunities over several years. Reviewed on: 21st April 2026
A Q's avatar
A Q

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026
Lewis Baines's avatar
Lewis Baines

About this product

United Trust have a range of personal savings accounts to choose from.

You can manage your United Trust savings online, by telephone, post and email. Using online banking, you can also update your details and open additional accounts. The minimum initial deposit required is usually £5,000 per account.

United Trust savings reviews help you find out what it’s really like to be a customer. If you’ve used United Trust before, you can also leave a review and share your experience.

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United Trust Bank Savings reviews (1587)

Very Good

5
Excellent rates and easy to use, Reviewed on: 25th February 2025

Good savings company.

5
Good savings company. No problems. Have no problem with the company. Reviewed on: 25th February 2025

Excellent online portal with clear and concise instr...

5
Excellent online portal with clear and concise instructions. Always competitive savings rates with good communication after any transactions. Can't fault their service. Reviewed on: 25th February 2025

Good experience, good savings rates

5
The application process for opening a savings account was simple and UTB kept me updated throughout. Whenever I've rung them to discuss my account I have been patched through to someone quickly and they have always been helpful and informed. Reviewed on: 25th February 2025

Excellent Customer services 10/10

5
Excellent Customer services 10/10 Reviewed on: 25th February 2025

An easy and supportive process to set ups new account.

5
An easy and supportive process to set ups new account. Good range of account type options, all with competitive interest rates. Reviewed on: 25th February 2025

Excellent interest rate.

5
Excellent interest rate. Very secure. Reviewed on: 25th February 2025

Very helpful staff.

5
Very helpful staff. Excellent customer service Reviewed on: 25th February 2025

Seamless, smart and savvy.

5
Seamless, smart and savvy.. an excellent experience. Reviewed on: 25th February 2025

Easy process to set up cash isa.

5
Easy process to set up cash isa. Had problems accessing application that I had started and needed to complete however UTB assisted quickly in providing a link. Reviewed on: 25th February 2025

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