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United Trust Bank: Savings reviews

Name: Savings
Rating: 4.85 (1587 reviews)

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4.85

Based on 1,587 reviews, last reviewed 21st Apr 2026

33% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

91%

2 star

Latest highest rating:

4

Various good investment opportunities over several y... Various good investment opportunities over several years. Reviewed on: 21st April 2026

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026

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About this product

United Trust have a range of personal savings accounts to choose from.

You can manage your United Trust savings online, by telephone, post and email. Using online banking, you can also update your details and open additional accounts. The minimum initial deposit required is usually £5,000 per account.

United Trust savings reviews help you find out what it’s really like to be a customer. If you’ve used United Trust before, you can also leave a review and share your experience.

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United Trust Bank Savings reviews (1587)

They keep me informed of my investments

They keep me informed of my investments Reviewed on: 25th February 2025

Good interest rate on fixed cash ISA.

Good interest rate on fixed cash ISA. Easy to open account and transfer from another provider to United Trust Bank. Reviewed on: 25th February 2025

Consolidating 3 invests was efficient

I consolidated 3 invests recently with 1 investment maturing on a different date. It work fine. Reviewed on: 25th February 2025

good value for money

really easy to use web site , good value for money great savings rates Reviewed on: 25th February 2025

Couldn’t be more straightforward.

Having previously held various savings accounts with UTB, currently I have two fixed term bonds and have always found them to offer competitive interest rates. The opening process is straightforward and information provided by the bank simple, easy to understand and relevant. I would have no hesitation recommending UTB to friends and family. Reviewed on: 25th February 2025

Customer service was excellent.

Customer service was excellent. Clear, concise and very helpful. Issue was resolved without needing any kind of secondary or tertiary pursuit. Reviewed on: 25th February 2025

Great rates,

Great rates, easy to use website Reviewed on: 25th February 2025

Easy to use and Fast service with great products and...

Easy to use and Fast service with great products and rates Reviewed on: 25th February 2025

Excellent rates customer efficient extremely helpful

Excellent rates customer efficient extremely helpful Reviewed on: 25th February 2025

Excellent bank.

This bank has been consistently good for product value and customer service. Their online banking portal is very simple to use especially the new version. I have recommended this bank recently and will continue to do so. Reviewed on: 25th February 2025

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