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United Trust Bank: Savings reviews

Name: Savings
Rating: 4.85 (1587 reviews)

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4.85

Based on 1,587 reviews, last reviewed 21st Apr 2026

33% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

91%

2 star

Latest highest rating:

4

Various good investment opportunities over several y... Various good investment opportunities over several years. Reviewed on: 21st April 2026

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026

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About this product

United Trust have a range of personal savings accounts to choose from.

You can manage your United Trust savings online, by telephone, post and email. Using online banking, you can also update your details and open additional accounts. The minimum initial deposit required is usually £5,000 per account.

United Trust savings reviews help you find out what it’s really like to be a customer. If you’ve used United Trust before, you can also leave a review and share your experience.

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United Trust Bank Savings reviews (1587)

Great Bank

I have been United Trust Bank for2/1/2 years and they have been excellent Reviewed on: 25th February 2025

Best decision made

From the moment we decided to invest with UTB, it was easy and customer service was very helpful Reviewed on: 25th February 2025

I did have problems which were resolved to my satisf...

I did have problems which were resolved to my satisfaction Reviewed on: 25th February 2025

Good interest rates in a very competitive market.

Good interest rates in a very competitive market. No problem in reinvesting my savings and will continue to do so on this basis Reviewed on: 25th February 2025

Variable interest.

The interest rates are of a good standard. Reviewed on: 25th February 2025

A bank that is there to speak to.

Always available particulary someone there to speak to. Reviewed on: 25th February 2025

Excellent rates of interest and customer service alw...

Excellent rates of interest and customer service always helpful on the telephone. Reviewed on: 25th February 2025

Very reliable service, and excellent customer service.

Very reliable service, and excellent customer service. Reviewed on: 25th February 2025

Good saving rates and customer service

Good saving rates and customer service Reviewed on: 25th February 2025

Good place to put your savings

I found it very easy to set up an ISA by transferring funds from other providers. The rate of interest was more than other offers I received and the website was plain sailing even for someone like me in their 70s. Reviewed on: 25th February 2025

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