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United Trust Bank: Personal Savings reviews

4.90
Based on 1,578 reviews, last reviewed 17th Apr 2026
17933% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
8%
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0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy online process and superb customer service Easy online process backed up by clear, quick and knowledgeable phone call capability. Reviewed on: 17th April 2026
John's avatar
John

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026
Lewis Baines's avatar
Lewis Baines

About this product

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United Trust Bank Personal Savings reviews (1578)

Easy to reach on phone.

5
Easy to reach on phone. Good easy to navigate website. Good service. Reviewed on: 25th February 2025

UB puts the customer first

5
Customer service and communications have always been of the highest standard Reviewed on: 25th February 2025

good communications.

5
Easy to use website, good communications. Reviewed on: 25th February 2025

Utterly outstanding in every way.

5
I have savings invested with 8 different providers and yet United Trust Bank is by far the best. The online banking service is easy to use. When I have to ring branch for advice the call is answered quickly and the response clear and efficient. Cannot fault the United Trust Bank. They provide a brilliant service, excellent rates and with a personal touch that is hard to find. Reviewed on: 25th February 2025

Great savings rates

5
Put our savings in United trust. Got a great rate and return on it. Reviewed on: 25th February 2025

Transfer of Fixed Rate ISA from another provider.

5
It was very easy to get my maturing Fixed Rate ISA transferred to UTB at a much better rate than my then provider was offering. I already had other accounts with UTB including a 30-Day notice and a 3-year Fixed Rate ISA. Reviewed on: 25th February 2025

The clue is in the title.

5
The clue is in the title. Trustworthy. Reviewed on: 25th February 2025

Excellent for savings

5
Great savings rates and great service Reviewed on: 25th February 2025

Very straightforward and simple process for opening...

5
Very straightforward and simple process for opening account. Clear information about account management. Rapid response to queries. Reviewed on: 25th February 2025

Great Bank - Great service easy to engage with

5
Great service easy to engage with Reviewed on: 25th February 2025

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