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United Trust Bank: Savings reviews

Name: Savings
Rating: 4.85 (1587 reviews)

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4.85

Based on 1,587 reviews, last reviewed 21st Apr 2026

33% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

91%

2 star

Latest highest rating:

4

Various good investment opportunities over several y... Various good investment opportunities over several years. Reviewed on: 21st April 2026

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026

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About this product

United Trust have a range of personal savings accounts to choose from.

You can manage your United Trust savings online, by telephone, post and email. Using online banking, you can also update your details and open additional accounts. The minimum initial deposit required is usually £5,000 per account.

United Trust savings reviews help you find out what it’s really like to be a customer. If you’ve used United Trust before, you can also leave a review and share your experience.

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United Trust Bank Savings reviews (1587)

Great for Fixed Rate Savings of multiple choices of...

Great for Fixed Rate Savings of multiple choices of length of time with good interest rate Reviewed on: 14th April 2026

Competitive rates

Competitive rates in line with the market Reviewed on: 14th April 2026

A good bank for savers

The interest rates on instant access and short term deposits are very compeditive, some of the best in the market. The ease of using the accounts on line is excellent and customer service, although seldom needed is quick and friendly. Reviewed on: 14th April 2026

Good saving rates.

Good saving rates. Excellent customer service Reviewed on: 14th April 2026

Wide rage of products at good rates for Bonds and...

Wide rage of products at good rates for Bonds and ISA s Reviewed on: 14th April 2026

UTB interest rates and Service

UTB have excellent rates and options for both bonds and ISAS. Whenever phoned they are quick to answer the call and always very courteous Reviewed on: 14th April 2026

Very efficient service always received on line.

Very efficient service always received on line. Excellent rates for all their products. Would not hesitate to recommend them Reviewed on: 14th April 2026

Good all round service.

Only dealt with UTB on line and by post. Easy to deal with. Great communication and updates. Good savings rates. Respond quickly to instructions. Reviewed on: 14th April 2026

Excellent savings rates and easy to navigate web sit...

Excellent savings rates and easy to navigate web site made for a straightforward transaction. Reviewed on: 14th April 2026

app and interest rates

Good app and interest rates on offer. Reviewed on: 14th April 2026

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