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United Trust Bank: Personal Savings reviews

4.90
Based on 1,288 reviews, last reviewed 17th Feb 2026
28100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
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8%
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0%
2 star
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Latest highest rating:

5

Very good all round Their online provision is very easy to use. Their savings rates are always competitive and Customer Service is very good. Reviewed on: 17th February 2026
Lynne D's avatar
Lynne D

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026
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Lewis Baines

About this product

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United Trust Bank Personal Savings reviews (1288)

Review of the United Trust Bank, Personal Savings:

Easy to open with a quick, hassle-free sign-up process.

5
Easy to open with a quick, hassle-free sign-up process. It offers one of the best interest rates available, making it a solid choice for growing your savings. Unlike some banks, the rates are transparent and competitive, not short introductory offers that drop later. The online platform is user-friendly, allowing instant access to balances, transfers, and savings tools. There are no hidden fees or restrictive conditions. Customer support is generally responsive by email. Overall, this account is a great option for those seeking a high-yield, no-fuss online savings solution. Reviewed on: 25th February 2025

New Account

5
Opening the savings account was easy, and they offered an extremely competitive rate. I like the security details they use. Very happy overall with the service and responsiveness. Reviewed on: 11th February 2026

Security, clarity and great communication

5
I find banking with United Trust very clear and straight forward. Comminication is excellent and costumer satisfaction is their priority. At SAVTE, we feel that our deposit is safe with UTB. Reviewed on: 11th February 2026

very sound bank, their safeguarding experience wasn'...

4
very sound bank, their safeguarding experience wasn't too bad either, compared to many other banks Reviewed on: 11th February 2026

well informed and easy to use web site offering a go...

5
well informed and easy to use web site offering a good range of products I feel I can trust these guys Reviewed on: 11th February 2026

very good interest rates and helpful advice..

5
very good interest rates and helpful and knowledgable staff Reviewed on: 11th February 2026

10 out of 10

5
I am very pleased with this company. The interest rates are competitive and the staff are always very helpful. I would recommend this company without hesitation Reviewed on: 11th February 2026

Easy to deal with and straight forward products with...

5
Easy to deal with and straight forward products with competitive interest rates Reviewed on: 11th February 2026

Very easy to setup, good communication and no issues...

4
Very easy to setup, good communication and no issues so far. Reviewed on: 11th February 2026

Excellent friendly service

5
I have always received good service. Friendly, knowledgeable and quick. Haven't been made to wait in along queue! Reviewed on: 11th February 2026

Easy to contact,friendly service.

5
Easy to contact,friendly service. Reviewed on: 11th February 2026