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United Trust Bank: Personal Savings reviews

Name: Personal Savings
Rating: 4.9 (1578 reviews)

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4.90

Based on 1,578 reviews, last reviewed 17th Apr 2026

17933% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

92%

2 star

Latest highest rating:

5

Easy online process and superb customer service Easy online process backed up by clear, quick and knowledgeable phone call capability. Reviewed on: 17th April 2026

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026

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United Trust Bank Personal Savings reviews (1578)

Easy & Secure site.

Easy & Secure site. Rates competitive Reviewed on: 23rd February 2024

Reply from United Trust Bank Thank you for the five stars, Roger! Nick Response date: 26th February 2024

UTB have a good reputation in the charitable sector

We are a not for profit entity and UTB specialise in investment accounts for charities and the like and having received a substantial legacy our organisation found UTB returns to be very advantageous. Reviewed on: 22nd February 2024

Reply from United Trust Bank Thank you for your review, Nigel. We're happy to offer such accounts and we are pleased to note the interest rates have been right for you! Nick Response date: 26th February 2024

A pleasant and profitable experience

It has been a hassle free experience. The process of opening an account was through and professional yet easy. Reviewed on: 22nd February 2024

Reply from United Trust Bank Thank you for your review, Mohammed. We're happy to know you found setting up your account so easy! Nick Response date: 26th February 2024

Great rates for easy investing

Great rates, easy to create an account and start investing Reviewed on: 22nd February 2024

Reply from United Trust Bank Thank you for your five stars, Simon! Nick Response date: 26th February 2024

UTB is a winner all round

United Trust Bank has provided me with bonds that are always competitive. Their customer service is beyond excellent. They are easy to contact via phone and provide clear answers to my questions. I am severely sight impaired so speaking to customer service is important for me. They also provide documents in large print format. I have been extremely satisfied with their services. Reviewed on: 22nd February 2024

Reply from United Trust Bank Thank you for your review, Ciaran. It's fantastic to know you find our customer service excellent, and that we are on hand to help you when you need it. Offering a flexible service is important to us, and we are glad you have found it useful. Nick Response date: 26th February 2024

Best interest rates at the time of investment

Best interest rates at the time of investment Reviewed on: 22nd February 2024

Reply from United Trust Bank Thank you for your review, Shaun. We're pleased the rates were right for you! Nick Response date: 26th February 2024

Fantastic service Great rates and products

Fantastic service Great rates and products Reviewed on: 19th February 2024

Reply from United Trust Bank Thank you for the five stars, William! Nick Response date: 26th February 2024

Opened a Trust account.

Opened a Trust account. Very helpful and kept me informed. Reviewed on: 18th February 2024

Reply from United Trust Bank Thank you for your review, Julie. We're pleased you found us helpful and it's good to know you were kept informed along the way. Nick Response date: 26th February 2024

Great customer service

I telephoned this morning to clarify several issues as a relatively new and definitely naive customer. In fact, I called twice and was given clear instructions in a very pleasant manner. Reviewed on: 12th February 2024

Reply from United Trust Bank Thank you for your review, Stella. It's great to know you received such friendly assistance when you needed it. Nick Response date: 26th February 2024

Straight forward Banking

I have been using United Trust Bank for several years for Fixed Rate Bonds and find them very reliable with maybe old fashioned values which I like as a senior. I would certainly recommend. Reviewed on: 12th February 2024

Reply from United Trust Bank Thank you for your review, Raymond. We're happy to know you are so satisfied with your experience of United Trust Bank. Nick Response date: 26th February 2024

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United Trust Bank: Personal Savings reviews

17933% increase in 5 star reviews

100% increase in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review United Trust Bank: Personal Savings now

United Trust Bank Personal Savings reviews (1578)

Easy & Secure site.

UTB have a good reputation in the charitable sector

A pleasant and profitable experience

Great rates for easy investing

UTB is a winner all round

Best interest rates at the time of investment

Fantastic service Great rates and products

Opened a Trust account.

Great customer service

Straight forward Banking

Review United Trust Bank: Personal Savings now

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