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United Trust Bank: Savings reviews

Name: Savings
Rating: 4.85 (1587 reviews)

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4.85

Based on 1,587 reviews, last reviewed 21st Apr 2026

33% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

91%

2 star

Latest highest rating:

4

Various good investment opportunities over several y... Various good investment opportunities over several years. Reviewed on: 21st April 2026

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026

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About this product

United Trust have a range of personal savings accounts to choose from.

You can manage your United Trust savings online, by telephone, post and email. Using online banking, you can also update your details and open additional accounts. The minimum initial deposit required is usually £5,000 per account.

United Trust savings reviews help you find out what it’s really like to be a customer. If you’ve used United Trust before, you can also leave a review and share your experience.

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United Trust Bank Savings reviews (1587)

Easy to deal with, good products

Easy to deal with, good products Reviewed on: 14th April 2026

UTB is an excellent provider of savings accounts.

UTB is an excellent provider of savings accounts. It has an easy to navigate website and applying for accounts is very straightforward. Good rates of interest. Reviewed on: 14th April 2026

Simple, safe and good value.

Simple, safe and good value. It does everything it should. Reviewed on: 14th April 2026

Prompt and efficient customer service.

Excellent customer service anytime I call; immediately put through to a human! They stay online until issue is fully resolved. Also easy to use online service. Reviewed on: 14th April 2026

United Trust Bank

Good interest rates, security of information and speed of application process Reviewed on: 14th April 2026

User friendly

As an elderly customer of United Trust Bank I have found dealing with them to be straightforward and the staff have always been very helpful, polite and efficient. It is reassuring to be able to talk to someone on the phone when necessary. Reviewed on: 14th April 2026

Clear and concise written communication.

Clear and concise written communication. I've no complaints! Reviewed on: 14th April 2026

Savings Accounts

I have had savings accounts with UTB for quite a few years now and have never had any issues and the customer service has been excellent. In addition their interest rates are very competitive. Reviewed on: 14th April 2026

Easy to operate Savings Account

I am updated of any changes to the interest rate on our deposit account. I t is easy to pay money into, and also make withdrawals. Reviewed on: 14th April 2026

Good interest rates at time of opening

Very easy to open an ISA with good interest rates at that time. They keep you informed and their web site is clear and easy to use. Reviewed on: 14th April 2026

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United Trust Bank: Savings reviews

33% decrease in 5 star reviews

100% decrease in 1 star reviews

Latest highest rating:

4

Latest lowest rating:

1

About this product

Review United Trust Bank: Savings now

United Trust Bank Savings reviews (1587)

Easy to deal with, good products

UTB is an excellent provider of savings accounts.

Simple, safe and good value.

Prompt and efficient customer service.

United Trust Bank

User friendly

Clear and concise written communication.

Savings Accounts

Easy to operate Savings Account

Good interest rates at time of opening

Review United Trust Bank: Savings now

Join Smart Money People

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