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United Trust Bank: Personal Savings reviews

4.90
Based on 1,308 reviews, last reviewed 27th Feb 2026
29800% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

4

Better savings rates than elsewhere I found the experience of signing up easy. It's clear how to access my account. I have contacted customer support once, they answered my question insi... Read more Reviewed on: 27th February 2026
Conor's avatar
Conor

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026
Lewis Baines's avatar
Lewis Baines

About this product

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United Trust Bank Personal Savings reviews (1308)

Review of the United Trust Bank, Personal Savings:

Easy to open with a quick, hassle-free sign-up process.

5
Easy to open with a quick, hassle-free sign-up process. It offers one of the best interest rates available, making it a solid choice for growing your savings. Unlike some banks, the rates are transparent and competitive, not short introductory offers that drop later. The online platform is user-friendly, allowing instant access to balances, transfers, and savings tools. There are no hidden fees or restrictive conditions. Customer support is generally responsive by email. Overall, this account is a great option for those seeking a high-yield, no-fuss online savings solution. Reviewed on: 25th February 2025

Website issue.

4
Website is a bit confusing for splitting balance and reinvesting. Reviewed on: 11th February 2026

Excellent bank

5
Easy to use. Good savings rates. Reviewed on: 11th February 2026

Great app and easy to use.

5
Great app and easy to use. Really good customer care Reviewed on: 11th February 2026

so far, so good!

5
haven't had a bad experience, so I suppose my experience is "good" Reviewed on: 11th February 2026

Good service and info.

5
Good service and info. Saves money Reviewed on: 11th February 2026

Good interest rates.

5
Good interest rates. Prompt payments into my nominated account. Reviewed on: 11th February 2026

Good communication & easy website to use.

5
Whenever I've needed to use the website, it's always clear & easy to use. Communication is also very clear. Reviewed on: 11th February 2026

A model for customer service for every bank

5
During recent additions and changes to our banking mandate. All queries and issues were speedily resolved unlike a similar experience with one of the current high street bank. Reviewed on: 11th February 2026

I am a widow and a bit of a technophobe

5
I am a widow and a bit of a technophobe! Telephoning UTB for help with my savings has been excellent. A patient and empathic service from all staff. Reviewed on: 11th February 2026

Always efficient in every transaction.

5
Always efficient in every transaction. Easy to contact too. Reviewed on: 11th February 2026

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