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United Trust Bank: Personal Savings reviews

4.85
Based on 1,587 reviews, last reviewed 21st Apr 2026
31% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
8%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Various good investment opportunities over several y... Various good investment opportunities over several years. Reviewed on: 21st April 2026
A Q's avatar
A Q

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026
Lewis Baines's avatar
Lewis Baines

About this product

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United Trust Bank Personal Savings reviews (1587)

I was recommended UTB by my son a few years ago.

5
I was recommended UTB by my son a few years ago. Prompt and responsive service and actual person on the end of a phone! Highly competitive rates , small enough to care Reviewed on: 14th April 2026

I was looking for a fixed rate bond and UTB ticked a...

5
I was looking for a fixed rate bond and UTB ticked all the boxes for me, easy to open and fund, with reliable monthly interest. I will definitely use them again. Reviewed on: 14th April 2026

Excellent Bank

5
Excellent service and good rates Reviewed on: 14th April 2026

Very easy to deal with.

5
Very easy to deal with. Always answer the phone quickly Reviewed on: 9th April 2026

Great bank account

5
Great bank account , easy access and saving interest is very good Reviewed on: 8th April 2026

Good experiance

5
Always a good experience. I seldom have to contact the bank as I am in a fixed term saver, however when I have done so, they have always been helpful. They are always very efficient when my product is coming to an end! Reviewed on: 7th April 2026

Great bank

5
I am the customer of UTB for 7 years and I am absolutely happy to be their client. The stuff is always helpful, online banking is easy to use and interest is good Reviewed on: 7th April 2026

Efficient and professional.

5
Efficient and professional. I have banked with UTB for over 10 years and have been impressed every time I have had contact with them. Reviewed on: 6th April 2026

Intuitive Easy Online Application

5
Intuitive online application, easy to set up, no problems. Reviewed on: 31st March 2026

Very Good at keeping me informed about developments...

5
Very Good at keeping me informed about developments and future opportunities for investing . Responsive to queries and requests for information in a timely manner. Excellent customer service Reviewed on: 30th March 2026

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