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United Trust Bank: Savings reviews

Name: Savings
Rating: 4.85 (1587 reviews)

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4.85

Based on 1,587 reviews, last reviewed 21st Apr 2026

33% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

91%

2 star

Latest highest rating:

4

Various good investment opportunities over several y... Various good investment opportunities over several years. Reviewed on: 21st April 2026

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026

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About this product

United Trust have a range of personal savings accounts to choose from.

You can manage your United Trust savings online, by telephone, post and email. Using online banking, you can also update your details and open additional accounts. The minimum initial deposit required is usually £5,000 per account.

United Trust savings reviews help you find out what it’s really like to be a customer. If you’ve used United Trust before, you can also leave a review and share your experience.

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United Trust Bank Savings reviews (1587)

I was recommended UTB by my son a few years ago.

I was recommended UTB by my son a few years ago. Prompt and responsive service and actual person on the end of a phone! Highly competitive rates , small enough to care Reviewed on: 14th April 2026

I was looking for a fixed rate bond and UTB ticked a...

I was looking for a fixed rate bond and UTB ticked all the boxes for me, easy to open and fund, with reliable monthly interest. I will definitely use them again. Reviewed on: 14th April 2026

Excellent Bank

Excellent service and good rates Reviewed on: 14th April 2026

Very easy to deal with.

Very easy to deal with. Always answer the phone quickly Reviewed on: 9th April 2026

Great bank account

Great bank account , easy access and saving interest is very good Reviewed on: 8th April 2026

Good experiance

Always a good experience. I seldom have to contact the bank as I am in a fixed term saver, however when I have done so, they have always been helpful. They are always very efficient when my product is coming to an end! Reviewed on: 7th April 2026

Great bank

I am the customer of UTB for 7 years and I am absolutely happy to be their client. The stuff is always helpful, online banking is easy to use and interest is good Reviewed on: 7th April 2026

Efficient and professional.

Efficient and professional. I have banked with UTB for over 10 years and have been impressed every time I have had contact with them. Reviewed on: 6th April 2026

Intuitive Easy Online Application

Intuitive online application, easy to set up, no problems. Reviewed on: 31st March 2026

Very Good at keeping me informed about developments...

Very Good at keeping me informed about developments and future opportunities for investing . Responsive to queries and requests for information in a timely manner. Excellent customer service Reviewed on: 30th March 2026

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