Smart Money People Logo

United Trust Bank: Personal Savings reviews

4.90
Based on 1,284 reviews, last reviewed 16th Feb 2026
27700% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
8%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

excellent service. excellent service. Great product and competitive market rates Reviewed on: 16th February 2026
Tapas P's avatar
Tapas P

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026
Lewis Baines's avatar
Lewis Baines

About this product

Looking for United Trust Bank personal savings reviews? At Smart Money People, we’re building the biggest collection of financial reviews online, so if you’re an existing United Trust Bank customer, write your own review and help out our community today!

United Trust Bank Personal Savings reviews (1284)

Review of the United Trust Bank, Personal Savings:

Quick easy online set up.

5
Quick easy online set up. Good interest rates Reviewed on: 16th April 2025

Our trusted, faultless UK bank for term deposits...

5
This has been our trusted UK bank for term deposits for many years. They have provided us with a faultless, efficient and friendly and helpful service throughout. Reviewed on: 13th February 2026

Gold standard banking

5
Excellent investment rates, combined with an easy to negotiate website and efficient administration in handling my account. All of these factors collaborate to provide a brilliant banking experience that I can't recommend too highly! Reviewed on: 12th February 2026

Great Comoany

5
Easy to set up. Communication was excellent. Reviewed on: 12th February 2026

UTB 5-year investment

5
We have a UTB 5-year investment which has been running really well. Their communications are excellent & they pay the annual interest payments in time. Reviewed on: 12th February 2026

Super interest rates and helpful friendly staff

5
Super interest rates and helpful friendly staff Reviewed on: 12th February 2026

Easy to do business with

5
Account set up easy. Good communication. Interest rate very good at inception, but has reduced since. Reviewed on: 12th February 2026

Never had any problems with bank .

5
Never had any problems with bank . Good interest rates and when I have had to phone them it is a quick response. Reviewed on: 12th February 2026

Already recommended Utb to friends and family.

5
Already recommended Utb to friends and family.Good rates of interest and brilliant communication. Reviewed on: 12th February 2026

SAFE BANKING

5
SO FAR NO ISSUE, INVESTED MONEY SEAFLY Reviewed on: 12th February 2026

So simple to open and manage an account.

5
So simple to open and manage an account. Reviewed on: 12th February 2026

Do you have a different United Trust Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from United Trust Bank?

    View all products