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United Trust Bank: Personal Savings reviews

4.90
Based on 1,311 reviews, last reviewed 2nd Mar 2026
30000% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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92%
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8%
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0%
2 star
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0%

Latest highest rating:

5

great rates and customer service omer service Excellent rates and customer service Reviewed on: 2nd March 2026
Maria Bailey 's avatar
Maria Bailey

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026
Lewis Baines's avatar
Lewis Baines

About this product

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United Trust Bank Personal Savings reviews (1311)

Review of the United Trust Bank, Personal Savings:

First Class!

5
Good rate, excellent service and online banking is great and easy to use! Reviewed on: 22nd February 2021

ISA fixed

5
Easy to set up isa,strongly recommend and would use again Reviewed on: 18th April 2025

Easy to open account.

5
Easy to open account. Fast efficient service. Great rates. Reviewed on: 18th April 2025

A very efficient service

5
Good simple website design, easy to follow instructions, very quick emails to confirm online application. Competitive interest rates offered and timely reminders when savings bond nears the maturity date. I have always found staff helpful when contacting the company by telephone. A positive experience so can highly recommend this bank. Reviewed on: 18th April 2025

Great online bank.

5
Great online bank. Good rates. Good service Reviewed on: 18th April 2025

very smooth experience, staff easy to reach by phone...

5
very smooth experience, staff easy to reach by phone and efficient. Good interest rates Reviewed on: 18th April 2025

Banking Bliss with a Rate You Can't Miss

5
United Trust, a name you can trust, top-notch rates, no fuss, and service that’s a plus. Staff are so kind, they ease your mind, making banking smooth every time. Reviewed on: 18th April 2025

Are able to respond personally to help applications...

5
Are able to respond personally to help applications and offer decent interest rates. Reviewed on: 18th April 2025

Good company

5
Good company to do business with, good products and excellent interest rates. Reviewed on: 17th April 2025

Good Interest rates and easy applications.

4
Interest rates are good and comparable to other banks. Easy to use applications. Reviewed on: 17th April 2025

Great rates, easy and efficient to open

5
I was able to open a fixed rate ISA with UTB online. It was quick and easy and pays a fantastic rate. No ID documents needed, just NI number and nominated account info. Reviewed on: 17th April 2025

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