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United Trust Bank: Personal Savings reviews

Name: Personal Savings
Rating: 4.9 (1312 reviews)

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4.90

Based on 1,312 reviews, last reviewed 4th Mar 2026

30100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

92%

2 star

Latest highest rating:

5

I'm looking for a six month bond. I'm looking for a six month bond. My bond is coming up to maturity ina a couple of weeks. Reviewed on: 4th March 2026

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026

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United Trust Bank Personal Savings reviews (1312)

Review of the United Trust Bank, Personal Savings:

United Trust Bank gave first rate results

United Trust Bank gave first rate customer service and returns. They made it so easy that I was able to reinvest after my first fixed term with very little effort on my part. They kept me up to date with times lines and process so I felt confident my money was in safe hands at every step. Reviewed on: 2nd April 2025

Great rates on personal savings

Great rates on personal savings, friendly customer service staff, easy to view savings online. Reviewed on: 16th April 2025

Uncomplicated and sensible

I have found it very easy to understand all I needed to about my savings with UTB. They give very clear information about what I've needed to do to set up my Bond savings and when a new, better rate became available just as I had completed my application, they automatically gave me the better rate without me having to re-apply. Like I say "sensible" and I have recommended them to the rest of my family. Reviewed on: 16th April 2025

Very happy with the excellent service

Very happy with the excellent service Reviewed on: 16th April 2025

Good company

Easy to access website, with accounts clearly shown with all the relevant information. Good rates of interest and e-mail notifications about the accounts. Reviewed on: 16th April 2025

Excellent company

Positive experience throughout. Opening the accounts was easy, and any subsequent queries were quickly and efficiently dealt with. Reviewed on: 16th April 2025

Quick easy online set up.

Quick easy online set up. Good interest rates Reviewed on: 16th April 2025

Highly competitive interest rates

Always offer above average interest rates and excellent customer service. Would save more with them if it was not for the FSCS protection limit Reviewed on: 16th April 2025

Easy application, which was informative, and precise.

Easy application, which was informative, and precise.No jargon, easy to understand. Excellent security when logging into your accounts, felt my money was safe and secure. Keep you updated regularly. Customer services are efficient and knowledgeable , kind and patient as i was a novice investor. Straight forward and interest paid in a timely manner. Cannot be faulted, wish i heard of them sooner. Reviewed on: 16th April 2025

Took out a 7 year ISA at a lowish interest rate comp...

Took out a 7 year ISA at a lowish interest rate compared to now. Reviewed on: 16th April 2025

Great service and competitive rate

Great service and competitive rate Reviewed on: 16th April 2025

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