Write a review

Go to business site

United Trust Bank: Personal Savings reviews

Name: Personal Savings
Rating: 4.9 (998 reviews)

View other United Trust Bank products

4.91

Based on 998 reviews, last reviewed 2nd Feb 2026

1500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

91%

2 star

Latest highest rating:

5

Quick, attentive, clear. Quick, attentive, clear. It has been easy to set up and feels safe as a home for savings. Reviewed on: 2nd February 2026

Latest lowest rating:

1

Straight forward and excellent service. Straight forward and excellent service. Interest rates very competitive. Reviewed on: 12th February 2024

Read all reviews See your review

About this product

Looking for United Trust Bank personal savings reviews? At Smart Money People, we’re building the biggest collection of financial reviews online, so if you’re an existing United Trust Bank customer, write your own review and help out our community today!

United Trust Bank Personal Savings reviews (998)

Review of the United Trust Bank, Personal Savings:

Easy to open with a quick, hassle-free sign-up process.

Easy to open with a quick, hassle-free sign-up process. It offers one of the best interest rates available, making it a solid choice for growing your savings. Unlike some banks, the rates are transparent and competitive, not short introductory offers that drop later. The online platform is user-friendly, allowing instant access to balances, transfers, and savings tools. There are no hidden fees or restrictive conditions. Customer support is generally responsive by email. Overall, this account is a great option for those seeking a high-yield, no-fuss online savings solution. Reviewed on: 25th February 2025

All as wanted

All easy and straight forward, and supplied what I needed with no problem at all, now keeping me informed as the account progresses. Reviewed on: 17th April 2025

Very good customer service

The customer service is very good and the products are relevant and straight forward. Reviewed on: 17th April 2025

After being awarded compensation following an injury...

After being awarded compensation following an injury I sustained 3 years earlier, a trusted friend suggested I consider saving some of the money with United Trust Bank as their interest rates were highly competitive and usually outperformed those offered by other banks. It was easy to set up an account and open the specific fixed rate bond I wanted. This was all done online and I had every confidence that my money was safe and secure. I can highly recommend United Trust Bank. Reviewed on: 17th April 2025

UTB offers the best range of savings accounts, which...

UTB offers the best range of savings accounts, which has helped me very much in organising my savings. Reviewed on: 17th April 2025

United Trust Bank (UTB) offered great interest rates...

United Trust Bank (UTB) offered great interest rates, staff answers the phone promtly and are friendly and understanding of someone who is not the most IT literate. Accounts are easy to open. Reviewed on: 17th April 2025

Great experience

Great customer service and easy transactions for my personal savings with United Trust Bank Reviewed on: 17th April 2025

Was only very briefly a competitive interest rate on...

Was only very briefly a competitive interest rate on the Fixed ISA. Reviewed on: 17th April 2025

Efficient.

Efficient. friendly service with competitive interest rates. Easy to deal with. Reviewed on: 17th April 2025

ISA savings for good rate

Worked as expected, notified as account progressed Reviewed on: 17th April 2025

Great customer care over the phone but the online ba...

Great customer care over the phone but the online banking is rather weak and not reliable,hence we stick with the phone service. Reviewed on: 16th April 2025

Do you have a different United Trust Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Harpenden Building Society 4.25 from 428 reviews
Savings
from Post Office 1.55 from 44 reviews
Savings
from Hoot Credit Union 5.00 from 4 reviews

Want to see more from United Trust Bank?

Cash ISA
from United Trust Bank 5.00 from 10 reviews
Asset Finance
from United Trust Bank 5.00 from 19 reviews
Business Accounts
from United Trust Bank 4.92 from 335 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub