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United Trust Bank: Personal Savings reviews

4.90
Based on 1,312 reviews, last reviewed 4th Mar 2026
30100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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92%
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8%
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2 star
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Latest highest rating:

5

I'm looking for a six month bond. I'm looking for a six month bond. My bond is coming up to maturity ina a couple of weeks. Reviewed on: 4th March 2026
Maureen Watts's avatar
Maureen Watts

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026
Lewis Baines's avatar
Lewis Baines

About this product

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United Trust Bank Personal Savings reviews (1312)

Review of the United Trust Bank, Personal Savings:

Moving accounts made easy

5
I received a lot of help when I wished to close my savings account before it matured and move to another account which provided a better rate of interest. Very grateful for the cooperation and help I received. Reviewed on: 25th February 2025

Helpful Staff

5
The staff was very helpful when I needed to change from a savings account to an Issa, and I was able to speak to an advisor which is such a blessing, so many banks you cannot do that . Reviewed on: 15th April 2025

Always a good savings interest rate.

5
Always a good savings interest rate. Good communication Reviewed on: 15th April 2025

Recommended

5
Recommended by moneysavingexpert.com, and definitely good Reviewed on: 15th April 2025

Outstanding Service

5
I have invested with United Trust Bank on and off over a number of years. They not only provide competitive accounts, but I find the service provided is straightforward, uncomplicated and easy to use. On the rare occasion I have to speak to someone in person, I find there face to face contact professional, polite and exemplary in every regard. I would have no hesitation in recommending United Trust Bank to anyone looking for Banking Services. Reviewed on: 15th April 2025

Savings ISAs

5
I have a few savings accounts with UTB and from the first dealings to the present I have had nothing but great sevice and help. i have recommended this bank to my family. Reviewed on: 15th April 2025

Rates always competitive,great customer service,exce...

4
Rates always competitive,great customer service,excellent app.UTB very businesslike,no frills Reviewed on: 15th April 2025

Everything online and straightforward.

4
Everything online and straightforward. Good rates and easy to use. Reviewed on: 15th April 2025

Needed a cash isa and these had the best deal I coul...

5
Needed a cash isa and these had the best deal I could find. Sorted out online effortlessly Reviewed on: 15th April 2025

Reliable and excellent saving rates

5
Reliable and the rates are very competitive year after year otherwise I wouldn’t have stayed with them Reviewed on: 15th April 2025

Good products plus good rate of interest.

5
Good products, good rate of interest and very good customer service Reviewed on: 15th April 2025

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