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United Trust Bank: Personal Savings reviews

Name: Personal Savings
Rating: 4.9 (1312 reviews)

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4.90

Based on 1,312 reviews, last reviewed 4th Mar 2026

30100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

92%

2 star

Latest highest rating:

5

I'm looking for a six month bond. I'm looking for a six month bond. My bond is coming up to maturity ina a couple of weeks. Reviewed on: 4th March 2026

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026

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United Trust Bank Personal Savings reviews (1312)

Review of the United Trust Bank, Personal Savings:

Easy to open with a quick, hassle-free sign-up process.

Easy to open with a quick, hassle-free sign-up process. It offers one of the best interest rates available, making it a solid choice for growing your savings. Unlike some banks, the rates are transparent and competitive, not short introductory offers that drop later. The online platform is user-friendly, allowing instant access to balances, transfers, and savings tools. There are no hidden fees or restrictive conditions. Customer support is generally responsive by email. Overall, this account is a great option for those seeking a high-yield, no-fuss online savings solution. Reviewed on: 25th February 2025

Website User Friendlyness

I didn't find the website that user friendly when it came to re-investing in a new policy whilst wanting to withdraw some of the money. Reviewed on: 15th April 2025

Staff are always helpful & wanting to please.

Staff are always helpful & wanting to please. Reviewed on: 15th April 2025

Setting up account was straight forward and apprecia...

Setting up account was straight forward and appreciate the first letter explaining where interest can be deposited Reviewed on: 15th April 2025

Friendly and fair

Great savings rate and clear, friendly communication throughout. Thank you. Reviewed on: 15th April 2025

Fantastic customer service

I have had an account with United Trust Bank for over 4 years. I would highly recommend them for their excellent customer service and competitive interests rates! Reviewed on: 15th April 2025

Good rates and and excellent staff

Good rates and and excellent staff Reviewed on: 15th April 2025

Excellent company to invest with

Good rate of interest on my savings and helpful staff. Reviewed on: 15th April 2025

Happy Customer

Efficient and a straightforward service. Reviewed on: 15th April 2025

Reliable, honest and sincere. A great savings Bank.

Rates are not the highest, however they are reliable, honest and sincere in their belief and practice. I will most likely keep my funds with them, when renewable. Reviewed on: 15th April 2025

No room for improvement

United Trust has always been easy to contact with any queries, without any waiting times in phone queues, with very helpful and friendly staff to assist. Email notifications where necessary come in good time and are clear and starightforward. Most of all, they have offered extremely good savings rates. I cannot think of any drawbacks, the product choices they offered fit my needs perfectly. Reviewed on: 15th April 2025

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