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United Trust Bank: Personal Savings reviews

4.90
Based on 1,319 reviews, last reviewed 5th Mar 2026
30700% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
8%
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0%
2 star
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0%
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0%

Latest highest rating:

5

Market Leader Over the years my wife and I have held several Isa or Fixed term savings products and have always found UTB to be competitive in the market. Online ac... Read more Reviewed on: 5th March 2026
David J's avatar
David J

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026
Lewis Baines's avatar
Lewis Baines

About this product

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United Trust Bank Personal Savings reviews (1319)

Review of the United Trust Bank, Personal Savings:

United Trust Bank offers very good saving rate and c...

5
United Trust Bank offers very good saving rate and customer service. Reviewed on: 16th April 2025

United Trust Bank obviously want to keep me informed

5
I have been struck by the bank’s frequent communications with me. Impressive! Reviewed on: 15th April 2025

Saved with utb for several years now & still find th...

5
Saved with utb for several years now & still find they are as competitive as ever on their interest rates. This is together with its unwavering high customer service levels. Reviewed on: 15th April 2025

Very competitive rate and easy to manage

5
Very competitive rate and easy to manage Reviewed on: 15th April 2025

Great service

5
Great customer service and great competitive products. Feel secure in my investment. Reviewed on: 15th April 2025

Great Value and Service

5
Very competitive Savings Rates and quick and efficient and helpful Customer service, whenever I have needed to speak to them Reviewed on: 15th April 2025

Very easy to deal with.

5
Very easy to deal with. Great interrest rates and excellent staff communication. Reviewed on: 15th April 2025

Website User Friendlyness

4
I didn't find the website that user friendly when it came to re-investing in a new policy whilst wanting to withdraw some of the money. Reviewed on: 15th April 2025

Staff are always helpful & wanting to please.

5
Staff are always helpful & wanting to please. Reviewed on: 15th April 2025

Setting up account was straight forward and apprecia...

5
Setting up account was straight forward and appreciate the first letter explaining where interest can be deposited Reviewed on: 15th April 2025

Friendly and fair

5
Great savings rate and clear, friendly communication throughout. Thank you. Reviewed on: 15th April 2025