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United Trust Bank: Personal Savings reviews

4.90
Based on 1,312 reviews, last reviewed 4th Mar 2026
30100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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92%
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8%
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2 star
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Latest highest rating:

5

I'm looking for a six month bond. I'm looking for a six month bond. My bond is coming up to maturity ina a couple of weeks. Reviewed on: 4th March 2026
Maureen Watts's avatar
Maureen Watts

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026
Lewis Baines's avatar
Lewis Baines

About this product

Looking for United Trust Bank personal savings reviews? At Smart Money People, we’re building the biggest collection of financial reviews online, so if you’re an existing United Trust Bank customer, write your own review and help out our community today!

United Trust Bank Personal Savings reviews (1312)

Review of the United Trust Bank, Personal Savings:

Good company

5
Good company to do business with, good products and excellent interest rates. Reviewed on: 17th April 2025

Good interest rate offer.

4
Good interest rate offer. Secure connections Reviewed on: 15th April 2025

Every time I talk to a Customer Service Advisor/Admi...

5
Every time I talk to a Customer Service Advisor/Administrator the service the provide is par Excellence. I would recommend UTB to family & friends. Reviewed on: 15th April 2025

Excellent service and straightforward process.

5
Excellent service and straightforward process. Very helpful staff. Reviewed on: 15th April 2025

offer good interest rates and easy to access on line.

4
offer good interest rates and easy to access on line. Phone answered quickly Reviewed on: 15th April 2025

My best savings choice so far

5
Like a lot of people we move our finances around to get the best results from Isa,s and in all my experience so far I have found United trust Bank to be the most simplistic easy and friendly way to do this. If you need to call them they answer the phone promptly and nothing is too much trouble I would say it's probably the best bank I've used so far. There is a very wide range of products at excellent returns to choose from and you can stay the distance for seven years which locks your money away with the reasonable return and peace of mind that there is an income from this in years to come. Reviewed on: 15th April 2025

Utb have been great, when we opened a savings accoun...

5
Utb have been great, when we opened a savings account with them they offered the best interest rates for what we wanted to save and they have always been on top with keep us in the loop with other offered available I would definitely recommend utb, and use them in the future. Reviewed on: 15th April 2025

Straight forward , easy application process

5
Straight forward , easy application process Reviewed on: 15th April 2025

Easy to contact and always helpful.

5
Easy to contact and always helpful. Interest rates most competitive. Reviewed on: 15th April 2025

They are easy to deal and their rates are top-notch.

5
They are easy to deal and their rates are top-notch. Reviewed on: 15th April 2025

Quickly responded to an ISA transfer issue and resol...

4
Quickly responded to an ISA transfer issue and resolved it. Reviewed on: 15th April 2025

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