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United Trust Bank: Personal Savings reviews

4.90
Based on 1,587 reviews, last reviewed 21st Apr 2026
7671% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
8%
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0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Various good investment opportunities over several y... Various good investment opportunities over several years. Reviewed on: 21st April 2026
A Q's avatar
A Q

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026
Lewis Baines's avatar
Lewis Baines

About this product

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United Trust Bank Personal Savings reviews (1587)

ISA Bonds..

5
My Wife and I have a number of ISA's with this Bank and have found them easy to deal with and offer existing customers preferential rates on renewal. Reviewed on: 15th April 2025

Happy customer.

5
Always reply promptly ( next day) in a meaningful way and not by standard acknowledgement. Also complete complex instructions with accuracy. Plus excellent communications . Reviewed on: 15th April 2025

UTB Uncomplicated Trustworthy Benevolent

5
Accounts are easy to manage. UTB keeps me well informed about my savings. UTB Uncomplicated Trustworthy Benevolent Reviewed on: 15th April 2025

Great communication great rates

5
Had a question after I opened an ISA it was answered promptly also found the rates really good easy to understand and great communication Reviewed on: 15th April 2025

Excellent in all areas.

5
Excellent in all areas. Very helpful and competitive rates. Reviewed on: 15th April 2025

A modern bank with easy access to its customers

5
A modern bank with access on line but have retained staff who are easily available on the phone and able to answer queries with ease. Reviewed on: 15th April 2025

best bank ever

5
very professional, easy to bank with, excellent customer service Reviewed on: 15th April 2025

No-nonsense competence with a vg return

4
In my experience United Trust Bank provides no-nonsense, well-run savings products giving an excellent return Reviewed on: 15th April 2025

Excellent service that answer the phone almost immed...

5
Excellent service that answer the phone almost immediately not like other banks hanging on for ages. The agents you speak to you are very professional and speak very clear English. I would certainly have no hesitation to recommend them to family and friends. Reviewed on: 15th April 2025

Old fashion service

5
Felt I was getting a personal touch Reviewed on: 15th April 2025

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