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United Trust Bank: Personal Savings reviews

4.90
Based on 1,326 reviews, last reviewed 6th Mar 2026
31400% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
8%
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0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

UTB highly recommended UTB have been easily accessed when needed and the online system works very well . information is always made available. Reviewed on: 6th March 2026
SIMON M's avatar
SIMON M

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026
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Lewis Baines

About this product

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United Trust Bank Personal Savings reviews (1326)

Review of the United Trust Bank, Personal Savings:

United Trust Bank offers very good saving rate and c...

5
United Trust Bank offers very good saving rate and customer service. Reviewed on: 16th April 2025

Excellent service from customer service always very...

5
Excellent service from customer service always very helpful and understanding Reviewed on: 15th April 2025

Accounts easy to manage.

4
Very efficient. Clear easy to use website Reviewed on: 15th April 2025

Good service and good saving interest rates

5
Good service and good saving interest rates Reviewed on: 15th April 2025

An excellent savings account with good rate of inter...

5
An excellent savings account with good rate of interest. Reviewed on: 15th April 2025

When dealing with United Trust Bank both on line and...

5
When dealing with United Trust Bank both on line and by phone , I have been treated with polite consideration at all times , and been given full explanations of the questions asked and with knowledgeable advice on how to make the most of my finances.. Their savings rates are always amongst the best in the market. Reviewed on: 15th April 2025

Opened a cash isa.

5
Opened a cash isa. Simple process. Had to cantact the bank as I had a few questions, these were responded to promptly and courteously. Reviewed on: 15th April 2025

Great customer service every time.

5
Very easy to deal with. Super helpful, patient and resourceful staff. Nothing is too much trouble for the them. They could give lessons on polite customer service. Really excellent every contact I’ve had with them. I would highly recommend UTB for service and their attitude toward their customers. Reviewed on: 15th April 2025

simply the best

5
good service, good competing rates, easy to use Reviewed on: 15th April 2025

Easy to open account and to manage it

5
Easy to open account and to manage it Reviewed on: 15th April 2025

We have used United Trust Bank for a number of years...

5
We have used United Trust Bank for a number of years initially investing in Bonds. The interest rates are very competitive compared to other providers. We have recently opened two ISAs for the 25/26 tax year. We completed the application online. It is a very simple process and the money was transferred from another account we had with them and it was a seamless process.and quick confirmation that the accounts had been opened. Reviewed on: 15th April 2025

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