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United Trust Bank: Personal Savings reviews

Name: Personal Savings
Rating: 4.9 (1327 reviews)

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4.90

Based on 1,327 reviews, last reviewed 7th Mar 2026

31500% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

92%

2 star

Latest highest rating:

5

I find United Trust Bank easy to deal with and comp... I find United Trust Bank easy to deal with and competitive interest rates. It is a trusted and reliable company that I choose to save with and custom... Read more Reviewed on: 7th March 2026

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026

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About this product

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United Trust Bank Personal Savings reviews (1327)

Review of the United Trust Bank, Personal Savings:

United Trust Bank offers very good saving rate and c...

United Trust Bank offers very good saving rate and customer service. Reviewed on: 16th April 2025

Really good website and customer service

Really good website and customer service Reviewed on: 15th April 2025

Ease of setting up account was very good

Ease of setting up account was very good, not had any issues since I set the account up last year. No issues whatsoever with the company. Reviewed on: 15th April 2025

Good customer service and efficient

Good customer service and efficient Reviewed on: 15th April 2025

Simply a good product

I opened a 2 year ISA. The process was easy and the rates were better than most. It would be nice to see improvements to the customer UX and the introduction of a mobile app perhaps. Overall, no frills but a good product. Reviewed on: 15th April 2025

to deal with have recommended to family and...

So easy to deal with have recommended to family and friends. Great rates and hopefully increased rates for existing customers Reviewed on: 15th April 2025

Seamless experience opening the account.

Seamless experience opening the account. Very helpful post account opening too. Reviewed on: 15th April 2025

Best rates for savers

I have found that UTB offers more interest on savings than any of the high street banks Reviewed on: 15th April 2025

first class saving products very good fixed rate bonds

first class saving products very good fixed rate bonds Reviewed on: 15th April 2025

Good savings rates.

Good savings rates. Decent app too. Reviewed on: 15th April 2025

Treat fairly

Good rates and reward existing customers with enhanced rates. Have always found staff easy to contact and helpful Reviewed on: 15th April 2025

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