Smart Money People Logo

United Trust Bank: Personal Savings reviews

4.90
Based on 1,326 reviews, last reviewed 6th Mar 2026
31400% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
8%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

UTB highly recommended UTB have been easily accessed when needed and the online system works very well . information is always made available. Reviewed on: 6th March 2026
SIMON M's avatar
SIMON M

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026
Lewis Baines's avatar
Lewis Baines

About this product

Looking for United Trust Bank personal savings reviews? At Smart Money People, we’re building the biggest collection of financial reviews online, so if you’re an existing United Trust Bank customer, write your own review and help out our community today!

United Trust Bank Personal Savings reviews (1326)

Review of the United Trust Bank, Personal Savings:

Moving accounts made easy

5
I received a lot of help when I wished to close my savings account before it matured and move to another account which provided a better rate of interest. Very grateful for the cooperation and help I received. Reviewed on: 25th February 2025

Always at the top of comparison tables for rates.

5
Always at the top of comparison tables for rates. Easy to deal with. no probem moving funds in or out . Looking forward to contnuing to save with them . Reviewed on: 10th March 2025

my wish if possible

5
wish all banks were as efficient as UTB., truly great to deal with Reviewed on: 10th March 2025

UTB -the best!

5
Securing competitive banking and savings facilities for Clubs and Associations is often an uphill battle—one that both the banking sector and applicants frequently struggle to overcome. However, the United Trust Bank (UTB) stands out as a remarkable exception. In May 2024, our Pensioners Association established a savings relationship with UTB, after exhausting efforts with over twenty other institutions that led to many false starts and dead ends. UTB offered significantly superior fixed deposit rates, easily exceeding our clearing bank. I confidently challenge any non-regulated Club or Association to find a more reliable and supportive banking partner than United Trust Bank. Reviewed on: 10th March 2025

Superb customer support - very helpful & responsive...

5
Superb customer support - very helpful & responsive to questions. Thank you Reviewed on: 10th March 2025

Great savings rates for business accounts

5
Great savings rates for business accounts Reviewed on: 10th March 2025

Great, prompt service.

5
Great, prompt service. Perfect investment provider. Reviewed on: 10th March 2025

A fair interest rate with security and minimum hassle

5
It's hard to find a provider that offers a fair rate of return to a Limited Company investor. However UTB do that. The experience of investing with them was simple, yet with good security protection. Communication from them has been good yet not intrusive. Things will be even better now there is online access but I still have security as transfers can only be made back to my operating current account. Reviewed on: 10th March 2025

Good rates, good service

5
UTB offer really good interest rates on savings and their customer service has been really simple and quick. Reviewed on: 10th March 2025

good rate and speedy sevice.

5
good rate and speedy sevice, never had bad experience. Reviewed on: 10th March 2025

Good rates no problem.

5
Good rates no problem Reviewed on: 10th March 2025

Do you have a different United Trust Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from United Trust Bank?

    View all products