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United Trust Bank: Personal Savings reviews

4.90
Based on 1,330 reviews, last reviewed 7th Mar 2026
31800% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
8%
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0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have several different accounts. I have several different accounts. Always get an email when a fixed account is about to mature and it is easy to move money to a new account or withd... Read more Reviewed on: 7th March 2026
Joyce E's avatar
Joyce E

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026
Lewis Baines's avatar
Lewis Baines

About this product

Looking for United Trust Bank personal savings reviews? At Smart Money People, we’re building the biggest collection of financial reviews online, so if you’re an existing United Trust Bank customer, write your own review and help out our community today!

United Trust Bank Personal Savings reviews (1330)

Review of the United Trust Bank, Personal Savings:

United Trust Bank gave first rate results

5
United Trust Bank gave first rate customer service and returns. They made it so easy that I was able to reinvest after my first fixed term with very little effort on my part. They kept me up to date with times lines and process so I felt confident my money was in safe hands at every step. Reviewed on: 2nd April 2025

It was easy

5
It was easy to invest and communication was very clear. Reviewed on: 10th March 2025

Just the Best

5
Outstanding all round service both online and by direct communication. As a Charity they clearly understood the needs of our sector. Savings rates are important to us and UTB rates are very competitive. Customer service is of a high standard with quick response rates. Reviewed on: 10th March 2025

Very efficient and responsive to all inquiries

5
Very efficient and responsive to all inquiries Reviewed on: 10th March 2025

Simple, easy and intuitive to open an account

5
Simple, easy and intuitive to open an account Reviewed on: 10th March 2025

Opening a new account was straightforward and the tr...

5
Opening a new account was straightforward and the transfer went through quickly. Reviewed on: 10th March 2025

Top performer by far.

5
Top performer by far. Outstanding service compared to other providers. If only they could learn and follow UTB Reviewed on: 7th March 2025

Easy to deal with, and competitive

5
Easy to deal with, and competitive Reviewed on: 7th March 2025

Easy to open an account

5
The process for opening the account and depositing the funds was very straightforward Reviewed on: 6th March 2025

Online isa

5
Opened online for first time. Had a few issues. Rang helpline. Very happy with service Reviewed on: 5th March 2025

I do everything online.

4
I do everything online. Minimal interaction with the bank. Reviewed on: 5th March 2025

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