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United Trust Bank: Personal Savings reviews

4.90
Based on 1,330 reviews, last reviewed 7th Mar 2026
31800% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
8%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have several different accounts. I have several different accounts. Always get an email when a fixed account is about to mature and it is easy to move money to a new account or withd... Read more Reviewed on: 7th March 2026
Joyce E's avatar
Joyce E

Latest lowest rating:

1

Rates dropped quickly after I signed up Signed up to the savings account, within the first 3 months they dropped the interest rate by 0.40% even though the BOE only dropped the rates by 0.25... Read more Reviewed on: 14th February 2026
Lewis Baines's avatar
Lewis Baines

About this product

Looking for United Trust Bank personal savings reviews? At Smart Money People, we’re building the biggest collection of financial reviews online, so if you’re an existing United Trust Bank customer, write your own review and help out our community today!

United Trust Bank Personal Savings reviews (1330)

Review of the United Trust Bank, Personal Savings:

United Trust Bank gave first rate results

5
United Trust Bank gave first rate customer service and returns. They made it so easy that I was able to reinvest after my first fixed term with very little effort on my part. They kept me up to date with times lines and process so I felt confident my money was in safe hands at every step. Reviewed on: 2nd April 2025

No problems using them.

5
No problems using them. Email frequency is not too overbearing. Reviewed on: 27th February 2025

Good to speak to when required and a good website

5
Good to speak to when required and a good website Reviewed on: 27th February 2025

Good rate & helpful staff.

5
The rate was good, the people I spoke to on the phone were very knowledgeable and helpful. The whole process was very smooth. Reviewed on: 27th February 2025

Excellent Service.

5
Very competitive rates, easy to manage account online. Reviewed on: 27th February 2025

Simple and straight forward

4
Simple, straightforward to interact online with minimal admin, so ideal to work with UTB. Reviewed on: 27th February 2025

Just very helpful not just online but person to p...

5
Just very helpful not just online but person to person Reviewed on: 27th February 2025

user friendly website and ease to surf

5
user friendly website and ease to surf Reviewed on: 26th February 2025

good customer experience

4
competitive rates, easy to use, good communication Reviewed on: 26th February 2025

Excellent service all the time.

5
I have savings with several 'brands' but I find United Trust Bank has been consistant in loyalty schemes. Excellent for small savers like myself. Reviewed on: 26th February 2025

repeat business

5
It was all so easy to follow and make the deposit as well as the term end completion Reviewed on: 26th February 2025

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