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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.76 (19912 reviews)

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4.78

Based on 19,912 reviews, last reviewed 20th Jan 2026

94% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Most affordable credit card

The app is really easy to use and it’s really easy for you to access customer service. I also like how they only allow you to have what you can afford they never try to give you a bigger limit than affordable. I will say that it does take some time for you to get a reply sometimes via customer service so if it’s urgent matters it can be a little frustrating but otherwise they are extremely helpful they overcharged me on interest and they refunded it straightaway! Reviewed on: 14th July 2025

Great card

Very helpful, friendly, easy to get help if you need it great service Reviewed on: 14th July 2025

Brilliant, helpful never a problem with them

Brilliant, helpful never a problem with them Reviewed on: 14th July 2025

It's been good, mostly as I had financial challenges.

It's been good, mostly as I had financial challenges. There is good advice available to support with repayment. Reviewed on: 14th July 2025

smart card

the vanquis card is easy to use and for making payment alao customer service is quick and courteous Reviewed on: 14th July 2025

Excellent customer service.

Excellent customer service. Regular credit limit increases which I'm informed about in advance. Cannot fault them Reviewed on: 14th July 2025

Seamless

A seamless application, with a reasonable credit limit initially applied. Prompt service and all questions answered. Reviewed on: 14th July 2025

New card

Never had a problem with it and the once I’ve need to speak with them it was easy and got sorted Reviewed on: 14th July 2025

Good credit card,easy to access,fine to use online.

Good credit card,easy to access,fine to use online. Reviewed on: 14th July 2025

The card very good and very helpful

The card very good and very helpful Reviewed on: 14th July 2025

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