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Vanquis : Credit builder credit card reviews

4.78
Based on 19,909 reviews, last reviewed 23rd Oct 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

They try to help you even when skinned financially. They try to help you even when skinned financially. So no complaints from me what so ever. Reviewed on: 23rd October 2025
Vlad's avatar
Vlad

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025
Jodie H's avatar
Jodie H

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19909)

I’ve been a customer for over 8 years i have always...

5
I’ve been a customer for over 8 years i have always found the rates to be fair and honest, I have had my limit increased and decreased at my choosing. I have lived around a bit and this never has affected me receiving my new card. The app is really easy to use and you can keep a good control on what your using and payments due. I am also happy that you can make extra payments. I will continue to be a valued customer thank you Reviewed on: 3rd May 2024

Very helpful as back up card with low limit.

5
Very helpful as back up card with low limit. Customer service v good. Reviewed on: 3rd May 2024

Great credit card

5
I pay off my full balance each month and I have seen my credit score go up a lot. Reviewed on: 3rd May 2024

easy friendly service, helpful and easy to navigate

5
easy friendly service, helpful and easy to navigate Reviewed on: 3rd May 2024

Excellent experience.

5
Excellent experience. I'm happy for using this card Reviewed on: 3rd May 2024

Interest rate is very high, only use this card for r...

4
Interest rate is very high, only use this card for rebuilding a poor credit history Reviewed on: 3rd May 2024

Quick and easy to use the app to make a payments to...

5
Quick and easy to use the app to make a payments to put money on your debit card… Reviewed on: 3rd May 2024

Very friendly and helpful agents

5
Very friendly and helpful agents Reviewed on: 3rd May 2024

All my experiences have been first class.

5
All my experiences have been first class.Any queries have been dealt with quickly and efficiently. I cannot fault them in any way. Reviewed on: 3rd May 2024

Very easy app to use,very quick,when I use my card i...

5
Very easy app to use,very quick,when I use my card it's so easy Reviewed on: 3rd May 2024

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