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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.76 (19909 reviews)

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4.78

Based on 19,909 reviews, last reviewed 23rd Oct 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

They try to help you even when skinned financially. They try to help you even when skinned financially. So no complaints from me what so ever. Reviewed on: 23rd October 2025

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19909)

Hassle free service

Easy to use hassle free service highly recommend to anyone even if you just wish to build your credit vanquis are the go to providers for that. With flexiable limit options so that you can choose your credit amount to suit your needs. Thanks vanquis Reviewed on: 3rd May 2024

Like the easy access to using and making payments on...

Like the easy access to using and making payments on the app Reviewed on: 3rd May 2024

No real Issues

Not had any issues with them overall card is good and is decent to use. Reviewed on: 3rd May 2024

cannot log in,cannot pay anyone,waited over an hour...

cannot log in,cannot pay anyone,waited over an hour for someone in a foreign country,was told nobody in U.K.to talk to,tried to cancel credit card and get £45 that I am in credit,cannot because Customer Service insist I have to have mobile number and App,I am disabled and cannot get mobile signal which is why I have landline only,also could not use my credit card because when it ask me to accept text or voice to get activation code nothing happens even though they have my landline number it never rings tried 6 times in last 10 days,ended up using another bank card to pay Reviewed on: 3rd May 2024

Easy and reliable

Really easy to use app, it helps me manage my card and balance fairly easily and with minimal effort. Always upfront and reliable, I would really recommend. Reviewed on: 3rd May 2024

Easy to set up

The Vanquis account was very easy to set up. There are timely reminders of when the next repayment is due and advises how much the minimum payment should be. There are reminders of how much credit is available. There is also the opportunity to make extra payments at any time. I would recommend Vanquis to family and friends. Reviewed on: 3rd May 2024

Always easy to read statements and keep up to date.

Always easy to read statements and keep up to date. Paying my balance clears the same day using Payit easiest credit card to manage the app is good and gets constant updates Reviewed on: 3rd May 2024

Is Vanquis credit card value for money?

It takes 2 days for my payments to clear and I would prefer it to happen more quickly. Also, if I go over my limit by even a small amount, I would like the chance to pay it at the time without being charge fees. Reviewed on: 3rd May 2024

Helpful staff and easy to use app

Helpful staff and easy to use app Reviewed on: 3rd May 2024

Vanquis- great service

Always there when I need them - if you ring you speak to a person not a machine - what more can you ask for - any problems solved immediately. Reviewed on: 3rd May 2024

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