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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.76 (19909 reviews)

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4.78

Based on 19,909 reviews, last reviewed 23rd Oct 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

They try to help you even when skinned financially. They try to help you even when skinned financially. So no complaints from me what so ever. Reviewed on: 23rd October 2025

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19909)

Always helpful if I call also a handy card to have i...

Always helpful if I call also a handy card to have in emergency Reviewed on: 3rd May 2024

Rarely use the card, so difficult to give an informe...

Rarely use the card, so difficult to give an informed comment Reviewed on: 3rd May 2024

I've been a proud user of the Vanquis Credit Card fo...

I've been a proud user of the Vanquis Credit Card for over a year now, and I couldn't be more satisfied with my experience. From the seamless application process to the plethora of benefits it offers, this card has truly exceeded my expectations. One of the standout features of the Vanquis Credit Card is its accessibility. As someone who has had past financial challenges, I appreciate that Vanquis considers a wide range of circumstances during the application process. This inclusivity sets them apart from other providers and makes their card accessible to those who may have been overlooked by traditional banks. Furthermore, Vanquis doesn't just stop at providing a credit card; they actively support their customers in building and improving their credit scores. Through responsible use and timely payments, I've seen a noticeable improvement in my credit rating since becoming a cardholder. This aspect alone has been invaluable in helping me work towards my financial goals. Another aspect I appreciate is the transparency and clarity in their communication. Whether it's regarding fees, interest rates, or rewards, Vanquis ensures that customers are well-informed every step of the way. This level of transparency fosters trust and confidence in their services. Additionally, the online account management system is top-notch. It's user-friendly and provides comprehensive insights into my spending habits, allowing me to budget effectively and stay on top of my finances effortlessly. Lastly, I can't overlook the excellent customer service provided by the Vanquis team. Whenever I've had queries or needed assistance, their customer support has been prompt, courteous, and knowledgeable, resolving any issues efficiently. Overall, the Vanquis Credit Card has been instrumental in helping me navigate my financial journey with confidence and ease. I highly recommend it to anyone looking for a reliable credit card provider that genuinely cares about its customers' financial well-being. Reviewed on: 3rd May 2024

Good to have but repayments take too long to go on a...

Good to have but repayments take too long to go on account Reviewed on: 3rd May 2024

Very good company and very friendly staff to help wi...

Very good company and very friendly staff to help with you needs. Reviewed on: 3rd May 2024

Vanquis is a great lender, especially for the disabled.

Vanquis is a great lender. I am disabled and their customer support team made sure I have everything I need in place to look after my money independently. The app is really simple to use and I like that they also send texts if you are getting close to your limit. Reviewed on: 3rd May 2024

Great, I have not experienced any issues compared to...

Great, I have not experienced any issues compared to others. Reviewed on: 3rd May 2024

Very good customer service, any problems the staff a...

Very good customer service, any problems the staff are happy to assist Reviewed on: 3rd May 2024

Easy to navigate.

Easy to navigate website. All questions answered with very little searching. Reviewed on: 3rd May 2024

Very easy setup, app works wonders and all explained...

Very easy setup, app works wonders and all explained in a simple and easy to digest manner Reviewed on: 3rd May 2024

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