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Vanquis : Credit builder credit card reviews

4.78
Based on 19,909 reviews, last reviewed 23rd Oct 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

They try to help you even when skinned financially. They try to help you even when skinned financially. So no complaints from me what so ever. Reviewed on: 23rd October 2025
Vlad's avatar
Vlad

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025
Jodie H's avatar
Jodie H

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19909)

I have been with vanquis for some time and have neve...

5
I have been with vanquis for some time and have never had any issues with them. This company is my preferred company when it comes to credit. The service provides me with updated on when I need to make I payments and will always keep my informed in case I eligible for an increase. Reviewed on: 3rd May 2024

Vanquis provide great opportunity for people to buil...

5
Vanquis provide great opportunity for people to build up credit score Reviewed on: 3rd May 2024

Easy application and app functions well

5
Easy application and app functions well Reviewed on: 3rd May 2024

Good Customer service.

5
Good Customer service. No delays fir calls Reviewed on: 3rd May 2024

My experience is very good nice good services

5
My experience is very good nice good services Reviewed on: 3rd May 2024

easy to use , check the balance very easy

5
easy to use , check the balance very easy Reviewed on: 3rd May 2024

Frustrating

3
Tried to amend card to make a payment to clear account but it insisted on taking the payment from the lost card on the account which of course declined. I have now had to change the direct debit to take the full amount so the card won't be paid off in full till June. Reviewed on: 3rd May 2024

Super back up card!

5
My back up card, which I only use for emergencies, but I am so delighted it is there. I have fun into some issues recently and I have needed a back up card - and my VANQUIS card was there!! Reviewed on: 3rd May 2024

Great customer service and support

5
I have been a Vanquis customer for over 10 years, and found the customer service to be great. Always manage to speak to someone if I need, and when I was in financial difficulty once, they were very helpful in finding me a solution. Reviewed on: 3rd May 2024

Offered credit increase but takes a month to add to...

2
Offered credit increase but takes a month to add to account, very slow Reviewed on: 3rd May 2024

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