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Vanquis : Credit Building Credit Card reviews

4.76
Based on 16,665 reviews, last reviewed 5th May 2025
741500% increase in 5 star reviews
in the past 90 days
13200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
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10%
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2%
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1%
See only 1 star reviews
2%

Latest highest rating:

5

App so easy , problems solved quickly , always there App so easy , problems solved quickly , always there Reviewed on: 5th May 2025
Carole 's avatar
Carole

Latest lowest rating:

2

Good Starter Card, Limited Long-Term Value I used Vanquis for my first credit card and overall, it served its purpose well. It was a good starting point for building my credit history, and gett... Read more Reviewed on: 2nd May 2025
Natacha A's avatar
Natacha A

About this product

Credit building credit cards are designed for people who have a poor credit score or those with little or no credit history.

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Vanquis Credit Building Credit Card reviews (16665)

Review of the Vanquis, Credit Building Credit Card:

Vanquis Card has saved my financial situations in ma...

5
Vanquis Card has saved my financial situations in many dire circumstances. The cap on the credit level helps me to stay within my parameters. The introduction of wallet transactions make transactions, smooth, seamless and easy for online purchases. Reviewed on: 7th May 2024

Always there when you need it, when in a bad situati...

5
Always there when you need it, when in a bad situation I can always rely on vanquis Reviewed on: 3rd May 2025

I tried so much other companies to get a credit card...

5
I tried so much other companies to get a credit card and didn’t have no luck, Vanquis was the one that was able to help me, so am very grateful, Reviewed on: 2nd May 2025

The app is working very well.

5
The app is working very well. My credit increased to a good amount. Reviewed on: 2nd May 2025

Good Starter Card, Limited Long-Term Value

2
I used Vanquis for my first credit card and overall, it served its purpose well. It was a good starting point for building my credit history, and getting accepted helped me establish a solid lending record early on. Customer service was always helpful in my experience, and the app was straightforward to use. However, I found it quite difficult to get credit limit increases, even with consistent use and keeping my utilisation below 25%. Over time, I moved on to other credit cards that offered higher credit limits, cashback, and more flexible features like 0% APR pay-in-three options. Vanquis was a useful first step, but for those with growing credit scores, other cards may offer more competitive benefits. Still, I appreciate how it helped me get started. Reviewed on: 2nd May 2025

It's easy to use

3
It's easy to use the app payment is easy to make Reviewed on: 2nd May 2025

It’s good and worth timely customer support without...

5
It’s good and worth timely customer support without much longer wait Reviewed on: 2nd May 2025

I keep my balance low and make payments on time, thi...

5
I keep my balance low and make payments on time, this card can helped me establish a positive credit history. Reviewed on: 2nd May 2025

Vanquis customer very happy

5
Vanquis customer service is the best they have pick up every time someone is trying to steal from me. Staff very helpful and app is very easy to use Reviewed on: 2nd May 2025

Excellent staff.

5
Customer service staff provide expertise immediately and have resolved any problems I have had immediately, for example I paid my monthly payment in error twice and they were able to refund the second payment within days, to my relief. Reviewed on: 2nd May 2025

GOOD SERVICE PROMT TRANSACTION GOOD CREDIT LIMIT

5
GOOD SERVICE PROMT TRANSACTION GOOD CREDIT LIMIT Reviewed on: 2nd May 2025

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