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Vanquis : Credit Building Credit Card reviews

Name: Credit Building Credit Card
Rating: 4.74 (12858 reviews)

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4.75

Based on 12,858 reviews, last reviewed 18th Apr 2025

413700% increase in 5 star reviews

in the past 90 days

7100% increase in 1 star reviews

in the past 90 days

84%

10%

Latest highest rating:

4

Starting at £1500Helped me out for a credit card Starting at £1500Helped me out for a credit card Reviewed on: 18th April 2025

Latest lowest rating:

1

RIPPING ME OFF APR FROM 30% TO 50%... They have decided to increase my APR FROM 30% TO 50% never missed a payment been with them years and every other credit card i own has actually reduce... Read more Reviewed on: 18th April 2025

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About this product

Credit building credit cards are designed for people who have a poor credit score or those with little or no credit history.

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Vanquis Credit Building Credit Card reviews (12858)

Review of the Vanquis, Credit Building Credit Card:

Easy applications and increase offers over a short p...

Easy applications and increase offers over a short period of time banking with them. Reviewed on: 8th May 2024

The minimum payment monthly is affordable

The minimum payment monthly is affordable Reviewed on: 18th April 2025

No issues.

No issues. Does what it should do. Reviewed on: 18th April 2025

The Vanquis Credit Builder

Overall, my experience with the Vanquis Credit Builder Credit Card has been highly satisfactory. Designed to assist individuals in building or improving their credit scores, this card has proven to be a valuable tool for establishing my financial credibility. The application process was straightforward and user-friendly. I appreciated the minimal documentation required, which made the process quick and hassle-free. Approval was prompt, allowing me to start using the card without delay. One of the standout features of the card is its competitive low APR, which helps in managing interest costs effectively. The flexible spending limits provided me with the necessary freedom while building credit. Additionally, the rewards scheme offers cashback on purchases, adding a layer of benefit beyond just credit building. The customer service team at Vanquis has been responsive and helpful whenever I've had questions or needed assistance. Their support has been prompt, ensuring any issues were resolved efficiently, which adds to the overall positive experience with this card. Using the Vanquis card has positively impacted my credit score. Timely payments and responsible use have led to noticeable improvements in my credit profile over time. The ability to increase spending limits as credit improves is a motivating factor that encourages disciplined financial behavior. I would recommend the Vanquis Credit Builder Credit Card to anyone looking to build or enhance their credit history. While it may not offer the same perks as premium cards, its effectiveness in improving credit scores and user-friendly features make it a solid choice for those starting on their financial journey. Reviewed on: 18th April 2025

Never had a problem with this company.

Never had a problem with this company. They even have very good support Reviewed on: 18th April 2025

xperience with Vanquis and there gr...

All had a great experience with Vanquis and there great Customer service Reviewed on: 18th April 2025

Quick and seamless procrss

Using for balance transfer, very quick approval and seamless process. Reviewed on: 18th April 2025

Vanquis was a total life saver...

I was struggling with the cost of living and Vanquis helped by issuing me a card to help manage finances before pay day. A total life saver. Thank you! Reviewed on: 18th April 2025

Great card easy to apply just

Great card easy to apply just perfect Reviewed on: 18th April 2025

Great for credit rebuilding

I wanted to rebuild my credit rating and was looking for cards that could help. Vanquis was perfect for me and has improved my credit score by 10 points giving me better access to standard credit cards and loans. Reviewed on: 18th April 2025

Excellent

I have been with Vanquis for many years, and been very happy with their service, Reviewed on: 18th April 2025

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