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Vanquis : Credit builder credit card reviews

4.78
Based on 19,909 reviews, last reviewed 23rd Oct 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

They try to help you even when skinned financially. They try to help you even when skinned financially. So no complaints from me what so ever. Reviewed on: 23rd October 2025
Vlad's avatar
Vlad

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025
Jodie H's avatar
Jodie H

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19909)

I’m rebuilding my credit score and Vanquis is helpin...

5
I’m rebuilding my credit score and Vanquis is helping me to do that! Communication fantastic! Email text as stated. Highly recommend! Reviewed on: 17th April 2025

Never had any bad customer service always great

5
Never had any bad customer service always great Reviewed on: 17th April 2025

Best interest at heart.

5
Vanquis is a very good Credit Card provider. They really take good care of their consumers. They always take in consideration what is best for the cardholder. They make sure that cardholders are well informed especially with how they manage their cards. in businesses, creditcard companies usually only considers what is best for them but with Vanquis, they always take the consumers best interest at heart. Thank you and I really enjoy doing business with Vanquis. Reviewed on: 17th April 2025

Good card to have

5
Acceptance process is simple and straight forward. The App works well and making additional payments is easy Reviewed on: 17th April 2025

I enjoy using the app it is ver simple.

5
I enjoy using the app it is ver simple. I like the way they regularly remind you about payments. Reviewed on: 17th April 2025

Fantastic service, especially online app, highly rec...

5
Fantastic service, especially online app, highly recommended and great value Reviewed on: 17th April 2025

Easy to use

5
Easy to use and helpful staff has helped me increase my credit rating Reviewed on: 17th April 2025

App not easy to use.

3
Not easy to use online. Also, app not user friendly at all. Reviewed on: 17th April 2025

App is Easy to use, easy to contact in case of an is...

5
App is Easy to use, easy to contact in case of an issue, Reviewed on: 17th April 2025

I have had a positive experience using the Vanquis c...

5
I have had a positive experience using the Vanquis credit card. The application process was simple and straightforward, and I received a quick response. The credit limit was suitable for my needs, and I appreciated the opportunity to build and improve my credit score over time. The mobile app is user-friendly and helps me keep track of my spending, payments, and remaining balance easily. I also receive helpful reminders for due dates, which helps me avoid late payments. Customer service has been polite and supportive whenever I had questions or needed assistance. Overall, the Vanquis credit card has helped me manage my finances better and build a more responsible credit history. I would recommend it to anyone looking to improve their credit or manage expenses wisely. Reviewed on: 17th April 2025

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