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Vanquis : Credit builder credit card reviews

4.73
Based on 28,679 reviews, last reviewed 8th Jul 2026
397300% increase in 5 star reviews
in the past 90 days
5900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Always friendly, helpful and reliable service, espec... Always friendly, helpful and reliable service, especially when you ring up Reviewed on: 8th July 2026
Ian smith's avatar
Ian smith

Latest lowest rating:

1

Always helpful when I call to sort anything Always helpful when I call to sort anything Reviewed on: 3rd July 2026
David 's avatar
David

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (28679)

Excellent Service

5
From start of application to the DD being set up and balance transfer done, everything was smooth and easy to do. Communication was great at every stage Reviewed on: 9th July 2025

vanquis give me a chance to help build my credit and...

5
vanquis give me a chance to help build my credit and i am grateful and am gratefull Reviewed on: 9th July 2025

A Lifeline for Rebuilding Credit - Excellent Support!

5
Vanquis Bank has been a great help in rebuilding my credit when other providers wouldn’t give me a chance. They approved me for a credit card despite my poor credit history, which allowed me to manage spending responsibly and gradually improve my score. Their online banking platform is user-friendly and reliable, making it easy to track payments and manage my account. I’ve also found their customer service consistently helpful—every query I’ve had has been handled professionally and to my satisfaction. Reviewed on: 9th July 2025

My experience with vanquis has ben very good all de...

5
My experience with vanquis has been very good all dealings with them have been very concise and have always known what expected from me as a customer and them as a credit management agency, They have helped me with my finances for many years , any problems I have had was solved very efficiently And to my complete satisfaction truly a very competent company Reviewed on: 9th July 2025

Excellent Customer Service

5
I had an issue with my account and contacted customer services who sorted very quickly and were very helpful. Reviewed on: 9th July 2025

Very helpful staff on phone sorted my query out very...

5
Very helpful staff on phone sorted my query out very efficiently Reviewed on: 9th July 2025

great card, easy to use app.

5
great card, easy to use app. have used for years now with no issues, sends reminders when a payment is due, this is great as i have a terminal illness that affects my memory. the apr does drop after a while and credit limit increases Reviewed on: 9th July 2025

Started me off with a very good initial limit, was a...

5
Started me off with a very good initial limit, was a victim of fraud but they solved it all so quickly for me, would recommend vanquis Reviewed on: 9th July 2025

Nice and easy to keep track of spending

4
Nice and easy to keep track of spending Reviewed on: 9th July 2025

Vanquis has been a life saver, they trusted me even...

5
Vanquis has been a life saver, they trusted me even though l had poor credit from over 10 years previous and l haven’t let them down Reviewed on: 9th July 2025

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