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Vanquis : Credit builder credit card reviews

4.73
Based on 28,678 reviews, last reviewed 5th Jul 2026
397250% increase in 5 star reviews
in the past 90 days
5800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

4

Helpful On time Helpful every time ,everyday, everywhere. Reviewed on: 5th July 2026
Victor S's avatar
Victor S

Latest lowest rating:

1

Always helpful when I call to sort anything Always helpful when I call to sort anything Reviewed on: 3rd July 2026
David 's avatar
David

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (28679)

The app is easy to use and making payments is straig...

5
The app is easy to use and making payments is straightforward. The app offers a straightforward way to keep track of day to day transactions and remaining balance. Reviewed on: 8th July 2025

Very easy application process, realistic credit leve...

5
Very easy application process, realistic credit levels and really great customer service Reviewed on: 8th July 2025

It’s been helpful.

5
It’s been helpful. if I had an emergency and didn’t have enough money I know I would have this card Reviewed on: 8th July 2025

A Reliable Credit Card that could be better

4
I've been using this credit card for several months now, and overall, it's been a reliable financial tool. The application process was smooth, and the approval time was quick. The card offers a competitive interest rate, intuitive mobile app, and useful spending insights that help me stay on top of my budget. Customer service has been responsive, and I've had no issues with transactions or billing. The rewards system is decent, especially for everyday purchases, and the ability to manage everything online makes it very user-friendly. That said, one thing that would significantly improve the value of this card is the inclusion of balance transfer and money transfer options. These features are crucial for users looking to consolidate debt or access flexible short-term funds without resorting to high-interest borrowing. Having these options could make this card more versatile and help users manage their finances more efficiently, especially during unexpected expenses. Reviewed on: 8th July 2025

This is the best card I have.

5
This is the best card I have. Good serv Reviewed on: 8th July 2025

Great service always satisfied.

5
Great service always satisfied. Very user friendly app and amazing customer service team. Reviewed on: 8th July 2025

All very easy and quick from the start.

5
All very easy and quick from the start. Kept up to date at all parts of application process Reviewed on: 8th July 2025

It been great being with vanquis

5
It been great being with vanquis Reviewed on: 8th July 2025

Very good service an very nice plight staff on phone.

5
Very good service an very nice plight staff on phone. Miss TL petts. Reviewed on: 8th July 2025

Good credit card

5
Good experience with this card always keep you updated with everything they offer Reviewed on: 8th July 2025

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