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Vanquis : Credit builder credit card reviews

4.73
Based on 28,678 reviews, last reviewed 5th Jul 2026
397250% increase in 5 star reviews
in the past 90 days
5800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

4

Helpful On time Helpful every time ,everyday, everywhere. Reviewed on: 5th July 2026
Victor S's avatar
Victor S

Latest lowest rating:

1

Always helpful when I call to sort anything Always helpful when I call to sort anything Reviewed on: 3rd July 2026
David 's avatar
David

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (28679)

Been with vanquis a long time great bank

4
Been with vanquis a long time great bank Reviewed on: 8th July 2025

Absolutely recommend the Vanquis Credit Card!

5
I’ve had my Vanquis card for a while now and it’s honestly been a game-changer for building my credit score. The application was straightforward, they were clear about the terms, and I really appreciate the manageable credit limit to start with—it helped me stay in control of my spending. What I love most is the app: it’s super easy to use, shows transactions instantly, and makes payments simple. Customer service has also been friendly and helpful whenever I’ve called with questions. If you’re looking to improve your credit history or just want a reliable card to use day to day, I can’t recommend Vanquis enough. It’s helped me prove I can borrow responsibly, and my credit score has seen real improvement. Thanks, Vanquis! Reviewed on: 8th July 2025

Never had a problem with Vanquis

5
Never had a problem with Vanquis Reviewed on: 8th July 2025

I’ve been using the Vanquis Credit Card for a few mo...

5
I’ve been using the Vanquis Credit Card for a few months now, and overall, I would say it’s a good option for people looking to build or improve their credit score. The application process was simple and quick, and I received a decision within a few minutes. Reviewed on: 8th July 2025

I've had a good experience with Vanquis.

4
I've had a good experience with Vanquis. I have been able to build credit well with a clear progression in my credit allowance. I also have the app which i find easy to use and to track my usage and payments. Reviewed on: 8th July 2025

Smart banking

5
Trouble free and such ease of use Reviewed on: 8th July 2025

I had a smooth application with Vanquis and I have b...

5
I had a smooth application with Vanquis and I have been using them for over 4 years now. Over time I have been granted multiple credit increases allowing me to build my credit score over the years ! I also love that their customer service team is so easy to get through to and they are very helpful ! If I had to choose a new credit company to bank with I would choose them every time ! Reviewed on: 8th July 2025

Always a good experience

5
I have always had a good experience with Vanquis since having my card. Any time I’ve needed to speak to someone or change anything it’s always been very straightforward and resolved quickly. The app is simple to use too which I love. Reviewed on: 8th July 2025

I love it

5
It was lovely to be back on track, lovely team really helpful and to apply for the card was so nice, hassle-free thank you Reviewed on: 8th July 2025

great easy to use app so all info is there when ever...

5
great easy to use app so all info is there when ever you need it and customer service are great too Reviewed on: 8th July 2025

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