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Vanquis : Credit builder credit card reviews

4.73
Based on 28,677 reviews, last reviewed 4th Jul 2026
397250% increase in 5 star reviews
in the past 90 days
5800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Helpful and friendly customer service. Helpful and friendly customer service. Always there to answer your questions. Understanding . Reviewed on: 4th July 2026
MRS M's avatar
MRS M

Latest lowest rating:

1

Always helpful when I call to sort anything Always helpful when I call to sort anything Reviewed on: 3rd July 2026
David 's avatar
David

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28677)

I’ve never had a problem with my card and feel confi...

5
I’ve never had a problem with my card and feel confident when I’m abroad as I’ve never had a problem using there either. I pay my card by direct debit, but when I need to make extra payments I use the Vanquis app which is so easy. Reviewed on: 8th July 2025

Customer contacting Vanquis ..

5
I appreciate being a Vanquis customer, their customer service is very polite, helpful and informative. Would recommend them to friends and family Reviewed on: 8th July 2025

Vanquis is a transparent service designed to help pe...

5
Vanquis is a transparent service designed to help people rebuild their credit standing. I have always found the customer service to be exemplary - courteous, resourceful, helpful and kind and friendly. Reviewed on: 8th July 2025

Took a chance

5
Vanqis banks gave me a chance even though l default notices they took a chance on me and l was delighted they have been brilliant Reviewed on: 8th July 2025

I've found Vanquis to be "There" when support is req...

5
I've found Vanquis to be "There" when support is required. Without being assertive Vanquis will help you keep up and guide you life's bumps Reviewed on: 8th July 2025

Staff very helpfully and take time to talk things th...

5
Staff very helpfully and take time to talk things through with you Reviewed on: 8th July 2025

Great App and services

5
Really helpful customer service, regular update emails explaining all changes of term and conditions, rates of repayments, interest rates and thorough explanation of interest rate increases. App is very easy to use and full of informative information and help. Easy to make repayments. A great credit card with realistic repayment rates. Reviewed on: 8th July 2025

Absolutely amazing!

5
Absolutely amazing! I always recommend it to everyone. Reviewed on: 8th July 2025

Credit rebuilding lifeline!

5
Having the Vanquis Credit Card was a massive financial lifeline for me in rebuilding my credit score. I started with a £350 credit limit and from that effectively rebuilt my life! My credit limit with them is now £5,000. Vanquis brought me out of a deep, dark financial manure heap to a place where I came up smelling of roses, giving me the confidence and ability to stay within my financial means and manage any credit I may have. I am deeply grateful for having been given a Credit Card that helped me rebuild my credit score. Reviewed on: 8th July 2025

Good all round

5
Good all round card easy to use app update by text about balance good customer service Reviewed on: 8th July 2025

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