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Vanquis : Credit builder credit card reviews

4.73
Based on 28,676 reviews, last reviewed 3rd Jul 2026
397200% increase in 5 star reviews
in the past 90 days
5800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Good experience Very good experience. Very helpful Reviewed on: 3rd July 2026
maudasera z's avatar
maudasera z

Latest lowest rating:

1

Always helpful when I call to sort anything Always helpful when I call to sort anything Reviewed on: 3rd July 2026
David 's avatar
David

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (28677)

Best credit card ever

5
Since I’ve had my card customer service has been excellent and I would recommend this card to anyone , Reviewed on: 8th July 2025

Great card!

5
My Vanquish credit card has never let me down, I use it all over the world and never have a problem. Great service.. Thanks. Reviewed on: 8th July 2025

transfer

5
i liked the fact i could transfer money from multiple cards to one, so i would have 1 monthly payment. the app is really easy to use and is very straight forward. Reviewed on: 8th July 2025

Excellent Credit-Building Card with Great Support

5
I’ve been using the Vanquis Credit Card for over a year now, and it has truly exceeded my expectations. As someone who was looking to build (or rebuild) my credit, Vanquis made the entire process simple, supportive, and completely transparent from the start. They start you off with a manageable credit limit, which I really appreciated, and then offer opportunities for increases over time—based on how responsibly you use the card. It’s a fair and rewarding system that encourages good financial habits. The Vanquis mobile app is another highlight. It’s clean, intuitive, and makes managing payments and statements effortless. I especially like the helpful alerts for due dates and spending summaries, which help me stay on track. I’ve had to contact their customer support a couple of times, and both experiences were excellent. The team was friendly, knowledgeable, and quick to resolve any issues. If you’re looking for a credit card that helps you grow your credit responsibly while offering great tools and support, I highly recommend giving Vanquis a try. Reviewed on: 8th July 2025

Good card to get your credit score sorted.

4
Good card to get your credit score sorted. Credit increases depend on your usage which is fair Reviewed on: 8th July 2025

Used vanquis as a credit builder it’s sure done the...

5
Used vanquis as a credit builder it’s sure done the trick! Would highly recommend to people with a poor credit rating Reviewed on: 8th July 2025

Excellent All-Around Credit Card

5
I’ve been using this credit card for over a year now, and it’s exceeded my expectations in several ways. The rewards program is generous — I earn cashback on everyday purchases like groceries, gas, and dining. The signup bonus was a nice boost, and redeeming points is easy and flexible. Customer service has been responsive and helpful the few times I’ve needed them. The mobile app is user-friendly and makes it simple to track spending, make payments, and manage my account. Overall, this is a reliable and rewarding card that I’d recommend to anyone looking for a solid everyday credit card with great benefits. Reviewed on: 8th July 2025

Credit card interest too high, makes it harder to pa...

3
Credit card interest too high, makes it harder to pay back Reviewed on: 8th July 2025

Nothing to say...

4
Debt is embarrassing...Nothing else to say... Reviewed on: 8th July 2025

Great customer service, so friendly

5
Great customer service, so friendly Reviewed on: 8th July 2025

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