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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (28672 reviews)

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4.73

Based on 28,672 reviews, last reviewed 30th Jun 2026

397100% increase in 5 star reviews

in the past 90 days

5700% increase in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

Easy to navigate the app. Easy to navigate the app. Credit limit sensible with easy to set up direct debit. Reminder for when payment is due making budgeting easier. Reviewed on: 30th June 2026

Latest lowest rating:

1

Man this is worst credit card I haven received my ca... Man this is worst credit card I haven received my card my money is missing from my card there response was very very bad still I didn’t get my claim a... Read more Reviewed on: 25th May 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28672)

Excellent Customer Service.

Excellent Customer Service. Very helpful. They go out of their way to help and sympathise if it's an emotional problem. Reviewed on: 8th July 2025

Quick money access

Easy to use with the choice of paper bills or on-line app Reviewed on: 8th July 2025

Have always found Vanquis very helpful

Have always found Vanquis very helpful Reviewed on: 8th July 2025

Easy to use

Very easy to set up and the app is very clear and easy to use Reviewed on: 8th July 2025

Not a good experience

in 2022 Vanquis reduced my credit limit from 2000 to 800 with no warning , i had not missed a payment or overspent , at the time i was in Thailand ! fortunately i had other credit cards with me Reviewed on: 8th July 2025

Very happy nice and cheap easy to manage

Very happy nice and cheap easy to manage Reviewed on: 8th July 2025

I needed a credit card to rebuild my credit score, u...

I needed a credit card to rebuild my credit score, used the Vanquis offer and so it's been a few years. I don't use it often, but it does the job for me. Reviewed on: 8th July 2025

Vanquis all the way

Most cards offer £200 , vanquish offers £2000 I got accepted straight away and the app is excellent for keeping track and managing your account Reviewed on: 8th July 2025

Good credit card has helped me to budget well

Good credit card has helped me to budget well Reviewed on: 8th July 2025

ABSOLUTELY ATROCIOUS SUPPORT.

Absolutely atrocious customer care and support. I (like many other customers of theirs) have been struggling recently (had 3 jobs, but due to the current economic climate one of my employers ceased trading with virtually no warning — but I have still been making payments to this “company”, and kept them informed at all times. Fast-Forward to yesterday (7/7/2025) when I received a message AND an email saying “because you are struggling, and in (what we like to call) persistent debt) we think you should pay £55.00 IMMEDIATELY….and then ANOTHER £168.00 in a couple of weeks by the end of the month !!!!!!!!!!!!!!! ARE THESE PEOPLE SERIOUSLY TRYING TO MAKE OTHER PEOPLE SUICIDAL ?????? Fortunately I am strong enough to shrug off their moronic emails & messages, BUT there are many, many, more people who could be pushed to breaking point by such messages and do themselves personal damage or harm. Personally, customer support ZERO. customer understanding ZERO. well thought out-out and helpful emails ZERO. Absolutely garbage company. Reviewed on: 8th July 2025

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