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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (28663 reviews)

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4.73

Based on 28,663 reviews, last reviewed 21st Jun 2026

396700% increase in 5 star reviews

in the past 90 days

5700% increase in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

Vanquis has been easy to use, with a simple app and... Vanquis has been easy to use, with a simple app and timely payment reminders. Customer service was helpful when I needed assistance. A good option for... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Man this is worst credit card I haven received my ca... Man this is worst credit card I haven received my card my money is missing from my card there response was very very bad still I didn’t get my claim a... Read more Reviewed on: 25th May 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28663)

Friendly

They have always been good and friendly when I've needed to ring them Reviewed on: 20th April 2025

Easy to use app, great customer service

Easy to use app, great customer service Reviewed on: 20th April 2025

Swift and concise service card arrived and follow up...

Swift and concise service card arrived and follow up was excellent Reviewed on: 20th April 2025

I've not really had to call vanquis as everything is...

I've not really had to call vanquis as everything is running smoothly Reviewed on: 20th April 2025

I chose this card when I needed to rebuild my credit...

I chose this card when I needed to rebuild my credit score. I find the app very easy to use and I can see my balance at a glance and can keep control of what I spend. I can make extra payments if I want to or decide to pay my balance off if I choose to. I have found it invaluable as could not get a credit card from my bank. As my credit score has improved I still use it alongside a discount spending app I use. Reviewed on: 20th April 2025

Happy with the credit limit

I an happy with the credit limit that vanquis bank gave me very useful and help me financially using credit cards Reviewed on: 20th April 2025

Vanquis have also been caught acting with malice

EASTER BUNNY BANKING REVIEW Santander UK Vanquis like Santander UK plc + Bank of Scotland have acted criminally and breached Acts of Parliament - BE WARNED THEY WILL DESTROY YOUR ABILITY TO BORROW. Vanquis have had to remove fees charges and have not fixed the credit rating. When they knew that Santander UK plc had acted maliciously breaching the consumer Act 1974 is a crime as is breaching the Data Protection Act 2018 repeatedly, I own over £409,000 of clear equity and cannot sell anything thanks to bankers gross lies. The Bank of Scotland have an invalid charge on my property and Santander UK Plc have set a Scottish Court up for perjury charges. The Scottish Legal Complaints Commissioner the ICO and the Financial Ombudsman are all investigating and Vanquis do nothing to resolve the situation and have also been putting in false information to the credit reference agency. If you want your life ruined use Vanquis Bank they also have terrible customer services and will like Santander UK delay SARS requests. I am being forced to eat from a foodbank and they refuse to repair my once 710/710 credit score. The FCA (Financial Conduct Authority) need to make a new set of rulings against fraudulently operating banks as theft is a serious crime as is tampering with evidence for courts. I shall not stop until I get back the tens of thousands that have been stolen and the millions in compensation. As these banks through Financial Ombudsman Service concurred on damning reports have broken their charter and the terms and conditions of DHL and the Royal Mail. I have not missed every single mortgage payment since 2019. How F@ckan Santander them they were caught in 2019 not recording payments made to the mortgage account. I George M Hanlon a very successful business man was sent a cheque for £50 and a final response letter stating my credit file had not been affected. Lies it had been and they lied when they said I had missed every single mortgage payment since 2019 lies lies lies they were paid over £47,000 CASE REFERENCE DBN B118-24 The Sheriffs are all holding their heads in their hands in shame. As I had an arrangement to pay the mortgage before I was dragged into court as Ascent Legal Scotland a trading division of Irwin MItchell LLP the law firm that told me to take an action against the Scottish Government for the crimes committed by the conveyancing solicitor who raised GLW-CA192 as she blocked our bid to buys units at G81 1LT she was buying. Both the bank, the court and the principal agent had the correct address of defendant 2 why they have been breaching my confidentiality like they did with Anti Bali from Moorcroft way is beyond me. Anti was outraged when I served her default notice as this was the third time Stephen Docherties company had breached her confidentiality. Where I stay is a village fool of gossipers and the elite like the CEO of the Lloyds Bank Antonio Osari's. What the internal fraud investigation officer had to say after looking at the microfiche that implicated Ian Barnett MP in a serious crime was shocking. The Bank of Scotland then attacked the internal fraud investigation officer. The Bank of Scotland therefore closed all accounts associated with myself as far too many bank up held complaints had been passed to the Financial Ombudsman Service and the FCA (Financial Conduct Authority) did get involved in an individual case. Evidence available on request. NB I do not tell lies. As lies are for losers and fraudsters in the UK corporations. Without prejudice I believe that today Jesus also arose victorious as Karma is A Force For Good https://www.facebook.com/george.hanlon.58/posts/pfbid024Q1vS9WDj1qJscMHzmN9KUK3RuWheXkdvPkR2exM1gRkLUKtgYMsGQLcRmkwXumKl Reviewed on: 20th April 2025

Great Card and Great Customer Support

Great Card and Great Customer Support Reviewed on: 20th April 2025

Wonderful shop brilliant choice love it

Wonderful shop brilliant choice love it Reviewed on: 20th April 2025

Easy to use!

No hidden fees, easy to navigate phone app Reviewed on: 20th April 2025

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