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Vanquis : Credit builder credit card reviews

4.73
Based on 28,655 reviews, last reviewed 16th Jun 2026
396300% increase in 5 star reviews
in the past 90 days
5700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

It's a credit card that makes all the difference It's a credit card that makes all the difference to the way you purchase goods. Transactions are smooth and their customer service is excellent. Would... Read more Reviewed on: 16th June 2026
Nigel S's avatar
Nigel S

Latest lowest rating:

1

Man this is worst credit card I haven received my ca... Man this is worst credit card I haven received my card my money is missing from my card there response was very very bad still I didn’t get my claim a... Read more Reviewed on: 25th May 2026
Vishnu V's avatar
Vishnu V

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (28655)

Very helpful agents who never make me feel stupid

5
Very helpful agents who never make me feel stupid when asking for help as I am very non Technical. The slowly building credit limit is also appreciated as it helps me manage my monthly income much more focussed Reviewed on: 19th April 2025

Easy to access..

5
I have the Vanquis app on my phone and it is very easy to make payments, transfer balances and also easy to use request anything that you are wanting or experiencing all from the app Reviewed on: 19th April 2025

Fraud on my account

5
Had difficulty with fraud on my account Vanquis were excellent in helping to resolve the problem I could not ask for anything better Reviewed on: 19th April 2025

Quick and easy to apply.

5
Quick and easy to apply. Very easy to manage with the app on my phone. At the end of the day they are a financial institution and there to make money but if you clear it every month, it's fine. Reviewed on: 19th April 2025

Vanquis has been invaluable to me in times of need.

5
Vanquis has been invaluable to me in times of need. although the interset may be slightly high, nothing comes for free in this life. Reviewed on: 19th April 2025

I had a small problem so I rang vanquis and within a...

5
I had a small problem so I rang vanquis and within a few minutes it was sorted Reviewed on: 19th April 2025

Recommended

5
Very easy to interactive with. Kept updated and simple to use. Very happy with my choice Reviewed on: 19th April 2025

Not great

3
I have bennwith Vanquis for more than 7 years and had no problems having the app on my phone but about 2 years ago the app would not work and I have tried. due to this, I am not using the card because I have no access to control my spending and I don't feel I have enough control over my card Reviewed on: 19th April 2025

Easy set up and responsive customer service

5
Easy set up and responsive customer service Reviewed on: 19th April 2025

Vanquis has helped improve my credit tremendously.

5
Vanquis has helped improve my credit tremendously. My credit rating has dropped off a bit, but I have the confidence now to get it back up. Reviewed on: 19th April 2025

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