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Vanquis : Credit builder credit card reviews

4.73
Based on 28,655 reviews, last reviewed 16th Jun 2026
396300% increase in 5 star reviews
in the past 90 days
5700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

It's a credit card that makes all the difference It's a credit card that makes all the difference to the way you purchase goods. Transactions are smooth and their customer service is excellent. Would... Read more Reviewed on: 16th June 2026
Nigel S's avatar
Nigel S

Latest lowest rating:

1

Man this is worst credit card I haven received my ca... Man this is worst credit card I haven received my card my money is missing from my card there response was very very bad still I didn’t get my claim a... Read more Reviewed on: 25th May 2026
Vishnu V's avatar
Vishnu V

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (28655)

THIS CARD IS VERY CONVENIENT AND THE INTEREST RATES...

4
THIS CARD IS VERY CONVENIENT AND THE INTEREST RATES ARE VERY LOW AND YOU CAN USE IT ANYWHERE IN THE WORLD Reviewed on: 19th April 2025

very helpful to ask questions and customer service i...

5
very helpful to ask questions and customer service is excellent and excellent service and spot on Reviewed on: 19th April 2025

Good service very good customer service

5
Good service very good customer service Reviewed on: 19th April 2025

No issues at all - all good

5
No issues at all. Good that you are able to manage the account in the app. Reviewed on: 19th April 2025

This Card Really Boosted My Credit Score!

5
A Year In – This Card Really Boosted My Credit Score! I've been using this credit card for a full year now, and the results have been better than I expected. When I first got the card, my main goal was to improve my credit score—and it's definitely done the job. With consistent use, on-time payments, and responsible management, my score has gone up noticeably. The card is super easy to manage, and the app makes tracking spending and due dates simple. I also appreciate the regular credit score updates—it’s motivating to see the progress. I didn’t have any issues with hidden fees or confusing terms, which made the experience even smoother. Overall, if you’re looking for a card that helps build credit while keeping things user-friendly, I’d definitely recommend this one. Reviewed on: 19th April 2025

Never had no issues with vanquis.

5
Never had no issues with vanquis.They hqve alwqys been on hand to sort my enquiries. Reviewed on: 19th April 2025

No nonsense

5
A no nonsense app which is easy to access & understand. Reviewed on: 19th April 2025

Wen u call problems always solved

5
Wen u call problems always solved Reviewed on: 19th April 2025

New financial start via Vanquis

5
I had a poor credit rating, vanquis accepted me, with a low level spend limit, which allowed me to utilise the credit card and spend and repay sensibly with full control. As time moved along my credit score increased, Vanquis offered a higher spending limit which allowed the whole process to continue, got me on the road to financial freedom. Reviewed on: 19th April 2025

Very good people keep up with your great work

5
Very easy to deal with and very good people Reviewed on: 19th April 2025

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