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Vanquis : Credit builder credit card reviews

4.73
Based on 28,654 reviews, last reviewed 16th Jun 2026
396250% increase in 5 star reviews
in the past 90 days
5700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

The credit card and app are user friendly and being... The credit card and app are user friendly and being able to contact customer service is easy Reviewed on: 16th June 2026
Sally W's avatar
Sally W

Latest lowest rating:

1

Man this is worst credit card I haven received my ca... Man this is worst credit card I haven received my card my money is missing from my card there response was very very bad still I didn’t get my claim a... Read more Reviewed on: 25th May 2026
Vishnu V's avatar
Vishnu V

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28655)

Vanquish card gave me a chance when most credit agen...

5
Vanquish card gave me a chance when most credit agencies turned there noses up at me, they gave me a manageable credit to start me of and gave me a chance to proof that a screen doesn't always make the right choice.I love there human touch with there customers and are greatfull to Vanquish for treating me fairly and giving me a chance to prove that I can be trusted to manage my credit and my finances. Thank you Vanquish for neing on the side of the little cresit score people. Reviewed on: 19th April 2025

Very good experience a excellent card

4
Very good experience a excellent card Reviewed on: 19th April 2025

good experience

5
good value. very easy to communicate Reviewed on: 19th April 2025

The card itself is lovely.

3
The card itself is lovely. The app needs work . Tells you minimum payment each month then after that's payed. You get separate bill for interest so you end up paying twice in a month. Reviewed on: 19th April 2025

No Credit History & Given A Chance

5
Vanquis gave me the chance to build up my credit so hopefully I can get a mortgage later on. Without Vanquis I wouldn't have had the opportunity as I was someone with no credit history. The card gives me the opportunity to build up my credit rating. Reviewed on: 19th April 2025

Difficult times once but not now.

5
At one time in life I had financial difficulties but applied for a Vanquis Credit Card. Yes I used it frequently but never missed a payment, some were minimum but at the end of the day I have paid off my balance with their assistance. They keep me informed on every aspect of the use of a card and regularly remind me of potential fraud and scams. Customer. service is excellent and I have an excellent credit score now. They helped me through the bad times and I am considering a savings account as an investment with them. Thank you Vanquis and your team. Reviewed on: 19th April 2025

I have been with vanquis for so long and I never be...

5
I have been with vanquis for so long and I never be disappointed Reviewed on: 19th April 2025

Amazing Journey.

5
Amazing Journey. Helping me to organise my finances in a better way. Reviewed on: 19th April 2025

Been with Vanquis for 13-14 years.

5
Been with Vanquis for 13-14 years. Never had any issues except for a fraudulent transaction on my card which they dealt with quickly. Helped raise my credit rating Reviewed on: 19th April 2025

Easy to use, never had any issues.

5
Easy to use, never had any issues. Reviewed on: 19th April 2025

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