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Vanquis : Credit builder credit card reviews

4.73
Based on 28,651 reviews, last reviewed 13th Jun 2026
396100% increase in 5 star reviews
in the past 90 days
5700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

The new Vanquis app is easy to navigate around and... The new Vanquis app is easy to navigate around and my experience with customer service was good when I first had a problem setting it up, always get ... Read more Reviewed on: 13th June 2026
Pamela Shallcross's avatar
Pamela Shallcross

Latest lowest rating:

1

Man this is worst credit card I haven received my ca... Man this is worst credit card I haven received my card my money is missing from my card there response was very very bad still I didn’t get my claim a... Read more Reviewed on: 25th May 2026
Vishnu V's avatar
Vishnu V

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (28651)

Vanquis amazing customer service

5
This card has helped me to build up my credit score. Customer Service was excellent, as I accidentally put one wrong nùmber down, for cash to be sent to my bank, as soon as realised, I contacted Vanquis in a panic, and was calming reassured that they would investigate, and put things right, which they did in a couple of days. Reviewed on: 19th April 2025

Not just a customer

5
Good card with good notifications and you always know where you are whether it's in credit or payment due time. Treated like a personal member not just a lender. Reviewed on: 19th April 2025

Intrest rate could be lower

3
Intrest rate could be lower especially for long standing customers. There is no perks for staying with vanquis Reviewed on: 19th April 2025

They do their best to help and they don't put pressu...

5
They do their best to help and they don't put pressure on you to pay back quickly in this economic situation. Reviewed on: 19th April 2025

Find customer service very friendly and helpful go b...

5
Find customer service very friendly and helpful go behond to help sort ur problems. for ur service great, Reviewed on: 19th April 2025

Simply easy, low interest rate, readily available.

5
Simply easy, low interest rate, readily available. Reviewed on: 19th April 2025

Interest rates are high which kinda defeats the name...

3
Interest rates are high which kinda defeats the name credit card builder. Use it when lower interest rates are offered or 0% balance transfers. not impressed when they decided to raise minimum payments. . Reviewed on: 19th April 2025

Vanquis has been a big factor to my life, it was my...

5
Vanquis has been a big factor to my life, it was my credit card and it’s helped me build my credit score. Interest rates were fantastic and I’ve not had not had any issues what so ever. Reviewed on: 19th April 2025

Good management skills.

4
Good management skills. Easy access to view your balance and transactions. Also easy to view your pin without any stress Reviewed on: 19th April 2025

VERY VERY GOOD SERVICE AND VERY GOOD CUSTOMER SERVICE

5
VERY VERY GOOD SERVICE AND VERY GOOD CUSTOMER SERVICE Reviewed on: 19th April 2025

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